305 W Spruce St, Brandon, SD 57005 Property Records

Minnehaha County property record for 305 W Spruce St, Brandon, SD 57005 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 998 sqft · built 1993
Lot Size0.189 acres (8,250 sqft)
Owner2 Trust Names on File
Tax Bill$3,217 (2025)
Deeds & MortgagesOct 2020 Mortgage
Nov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-23-04-229-004-000

Property Details

APN / Parcel Number

Primary APN01-23-04-229-004-000
Alternative APN
  • 61242

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Building Area998 sqft Finished Area
1st Floor Area998 sqft
Basement Area964 sqft
Finished Basement630 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area164 sqft
Patio Area164 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number61242
Street Address305 W SPRUCE ST
CityBRANDON
StateSD
Zip57005-1946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLOCK 5 SWANSONS ESTATES ADDN TO CITY OF BRANDON
Legal SubdivisionSWANSONS ESTATES ADDN
Legal Block5
Legal Lot Number12
JurisdictionMINNEHAHA SD
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1007
Census Tract10502

Owner

Source: Minnehaha County records · APN 01-23-04-229-004-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address305 W SPRUCE ST, BRANDON, SD 57005-1946
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
PLAINS COMMERCE BANK
Nov 20, 2020Deed of Trust, Mortgage · Line of Credit
PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address305 W SPRUCE ST, BRANDON, SD 57005-1946
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1901MTG/1018
DateOct 16, 2020
Book Page1901 MTG/1018
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address305 W SPRUCE ST, BRANDON, SD 57005-1946
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1905MTG/964
DateNov 20, 2020
Book Page1905 MTG/964
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Dakota
MunicipalityBrandon City
CountyMinnehaha County
Unified School DistrictBrandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,217.00$236,100 (-0.51%) Land $28,800 Building $207,300
2024$3,217.00 (+1.64%)$237,300 (+13.98%) Land $23,900 Building $213,400
2022$3,165.00$208,200 Land $23,900 Building $184,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990105021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
2 of 3 on primary residences
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2019, other causes, Severe Winter Storm, Snowstorm, And Flooding

Wildfire

Wildfire RiskLow
above 3% of the US · above 5% of South Dakota
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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