305 W Ruby Ave, Gastonia, NC 28052 Property Records

Gaston County property record for 305 W Ruby Ave, Gastonia, NC 28052 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1910
Square Footage740 sqft Heated Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$127,500 (2022)
Tax Bill$1,302.00 (2025)

Owner

Source: Gaston County records · APN 112470

Assessment roll updated August 19, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address305 W RUBY AVE, GASTONIA, NC 28052-7559
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Warranty Deed, Transfer · Conventional Mortgage
IMC MORTGAGE CORP
May 06, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FIRST CITIZENS BANK & TRUST CO
Aug 08, 2018Warranty Deed, Transfer · Building or Construction Mortgage
CAROLINA CAP RESERVE FUND I LL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Prior SaleDec 10, 2020 · Amount on Record
Deed Book / Page5304 / 2040
Prior Transfer DateDec 03, 2020
Prior Transfer Doc0051800239
Record RefreshedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJan 21, 2022
Property Address305 W RUBY AVE, GASTONIA, NC 28052-7559
Document Number0053042040
Book / Page5304 / 2040
Map ReferenceMB 5 SH 2 PG 25
Instrument DateJan 14, 2022
Transaction TypeTransfer
Record UpdatedMar 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2208 W CONE BLVD, 2208, GREENSBORO, NC 27408-4020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053042043
DateJan 21, 2022
Instrument5304/2043
Lender
NameIMC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMay 06, 2019
Property Address305 W RUBY AVE, GASTONIA, NC 28052-7559
Document Number0050400313
Book / Page5040 / 0313
Map ReferenceMB 5 PG 25 SH 2
Instrument DateMay 06, 2019
Transaction TypeTransfer
Record UpdatedSep 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$204.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9911 ROSE COMMONS DR # DRE-1711, 9911, HUNTERSVILLE, NC 28078-0323

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 W RUBY AVE, GASTONIA, NC 28052-7559

Mortgage

Document Number50400316
DateMay 06, 2019
Instrument5040/0316
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 08, 2018
Property Address305 W RUBY AVE, GASTONIA, NC 28052-7559
Document Number0049930434
Book / Page004993 / 000434
Instrument DateAug 06, 2018
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$738.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4030 WAKE FOREST RD #349 RALEIGH NC 276090010, 349, RALEIGH, NC 27609-0010
InvestorPossibly a Property Investor

Mortgage

Document Number49930440
DateAug 08, 2018
Book Page004993/000440
Lender
NameCAROLINA CAP RESERVE FUND I LL
AddressROCK HILL, SC 29730
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 07, 2019

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,302.00 (-0.99%)$121,800 (-) Land $12,000 Building $109,800
2023$1,315.00$121,800 Land $12,000 Building $109,800
2021$54,490 Land $10,000 Building $44,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN112470

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms5 Rooms
Building Area740 sqft Heated Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleCottage Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area8,276 sqft (0.19 acres)

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address305 W RUBY AVE
CityGASTONIA
StateNC
Zip28052-7559
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTEXTILES INC OSCEOLA MILL L 50 01 077 137 00 000
Legal SubdivisionOCEOLA MILL PROPERTY OF TEXTILES INC
JurisdictionGASTON NC
Minor Civil DivisionGASTONIA
Census Blockgroup1
Census Block1004
Census Tract32802

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