305 W Platte Rd, Osborn, MO 64474 Property Records

DeKalb County property record for 305 W Platte Rd, Osborn, MO 64474

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 2021
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$296,922 (Aug 2021)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Dec 2018 Refinance Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`452815501504009000101`

Property Details

APN / Parcel Number

Primary APN	`452815501504009000101`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Total Area
1st Floor Area	900 sqft
Basement Area	1,500 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	155 ft deep x 325 ft wide
Garage Type	Attached
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	305 W PLATTE RD
City	OSBORN
State	MO
Zip	64474-7197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 108.95' OF BLK 26 ORIGINAL TOWN OSBORN
Legal Range	31W
Legal Township	57N
Legal Section	15
Legal Subdivision	TOWN OSBORN
Legal Block	26
Jurisdiction	DEKALB MO
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1140
Census Tract	80200

Owner

Source: DeKalb County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 W PLATTE RD, OSBORN, MO 64474-7197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance INDEPNDNT FARMERS BANK
Aug 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF ENGLAND
Dec 2, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Mar 10, 2017	Warranty Deed, Transfer NOT AVAILABLE, CAMERON TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	20211326
Deed Book / Page	228 / 1326
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	305 W PLATTE RD, OSBORN, MO 64474-7197
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00225/1452
Date	Dec 14, 2018
Book Page	225/1452
Instrument	181452

Lender

Name	INDEPNDNT FARMERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2020

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB MO
Recording Date	Aug 20, 2021
Property Address	305 W PLATTE RD, OSBORN, MO 64474-7197
Document Number	00228/1326
Book / Page	228 / 1326
Instrument Date	Aug 19, 2021
Instrument	211326
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W PLATTE RD, OSBORN, MO 64474-7197

Mortgage

Document Number	00228/1327
Date	Aug 20, 2021
Book Page	228/1327
Instrument	211327

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB MO
Recording Date	Dec 2, 2019
Property Address	305 W PLATTE RD, OSBORN, MO 64474-7197
Document Number	00226/1255
Book / Page	226 / 1255
Instrument Date	Nov 27, 2019
Instrument	191255
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CAMERON TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W PLATTE RD, OSBORN, MO 64474-7197

Mortgage

Document Number	00226/1256
Date	Dec 2, 2019
Book Page	226/1256
Instrument	191256

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB MO
Recording Date	Mar 10, 2017
Property Address	305 W PLATTE RD, OSBORN, MO 64474-7197
Document Number	224/0216
Book / Page	224 / 0216
Instrument Date	Mar 10, 2017
Instrument	170216
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE, CAMERON TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 88, OSBORN, MO 64474-0088

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	DeKalb County
County Subdivision	Colfax Township
Municipality	Osborn City
Unified School District	Osborn R-O School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,636.00	$33,500 Land $1,750 Building $31,750	$176,291 Land $9,187 Building $167,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2003

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSBORN PWS serves 405 people · EPA ID MO1010609
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000

May also be available: Mercury Fiber, Spectrum.

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