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305 W Oregon St, Polo, IL 61064 Property Records

Ogle County property record for 305 W Oregon St, Polo, IL 61064

Property Summary

Property TypeSingle Family Home
Details2,496 sqft · built 1930
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$77,000 (Feb 2019)
Tax Bill$2,562 (2025)
Deeds & MortgagesMar 2021 Transfer
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-16-326-008

Property Details

APN / Parcel Number

Primary APN14-16-326-008

Interior

Stories1 Story
Building Area2,496 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions150 ft deep x 81 ft wide

Location & Zoning

Street Address305 W OREGON ST
CityPOLO
StateIL
Zip61064-1822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK:8 TWP:23 SECT/LOT:16 N 150FT E 81FT W 854 LOT 11 SCH TRUS NE4 SW4
Legal Range08
Legal Township23
Legal Section16
Legal SubdivisionBUFFALO
Legal Block8
Legal Lot Number11,16
JurisdictionOGLE IL
Township / Civil DivisionBUFFALO
Census Block Group3
Census Block3032
Census Tract961500

Owner

305 W Oregon St is owned and occupied by an individual who acquired it in March 2021.

Source: Ogle County records, as of May 19, 2026

Owner of RecordIndividual Name on File
Mailing Address305 W OREGON ST, POLO, IL 61064-1822
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Intrafamily Transfer, Transfer
Feb 28, 2019Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2019 · Amount on File
Deed SaleFeb 28, 2019 · Amount on File
Prior SaleNov 6, 2012 · Amount on File
Deed Document Number20191038
Last Transfer DateMar 11, 2021
Transfer Doc0000001841
Record UpdatedJun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOGLE IL
Recording DateMar 12, 2021
Property Address305 W OREGON ST, POLO, IL 61064-1822
Document Number0000001841
Instrument DateMar 11, 2021
Instrument202101841
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address305 W OREGON ST, POLO, IL 61064-1822

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateFeb 28, 2019
Property Address305 W OREGON ST, POLO, IL 61064-1822
Document Number0000001038
Instrument DateFeb 28, 2019
Instrument1038
Transaction TypeTransfer
Record UpdatedMar 18, 2019
Title CompanyATTORNEY TITLE GUARANTY, ATTORNEY TITLE GNTY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$115.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 W OREGON ST POLO IL 610641822, POLO, IL 61064-1822

Mortgage

Document Number1039
DateFeb 28, 2019
Instrument1039
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 305 W Oregon St was $2,562.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionBuffalo Township
MunicipalityPolo City
Unified School DistrictPolo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,562.00$34,008 Land $8,769 Building $25,239$102,024 Land $26,307 Building $75,717
2023$33,594 Land $8,662 Building $24,932$100,782 Land $25,986 Building $74,796
2022$2,261.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 W Oregon St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMay 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 W Oregon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOLO
serves 2,355 people · EPA ID IL1410450
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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