Douglas County property record for 305 W Oak St, Osakis, MN 56360
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 2002 |
| Lot Size | 0.24 acres (10,463 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,748 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-0596-000 |
| Primary APN | 93-0596-000 |
|---|
| Building Area | 1,344 sqft Living Area |
|---|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile Home |
| Lot Area | 10,463 sqft (0.24 acres) |
| Garage Area | 768 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,284 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 305 W OAK ST |
|---|---|
| City | OSAKIS |
| State | MN |
| Zip | 56360-8237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC-25 TWP-128 RANG-36 LOT-003 BLK-002 HANSONS 2ND ADDN |
| Legal Range | 36 |
| Legal Township | 128 |
| Legal Section | 25 |
| Legal Subdivision | HANSONS 2ND ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | DOUGLAS MN |
| Township / Civil Division | OSAKIS |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 450800 |
Source: Douglas County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 W OAK ST, OSAKIS, MN 56360-8237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF OSAKIS |
| Oct 23, 2023 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF OSAKIS |
| Feb 22, 2019 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF OSAKIS |
| Feb 22, 2019 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF OSAKIS |
| May 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Property Address | 305 W OAK ST, OSAKIS, MN 56360-8237 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A471045 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | A471045 |
| Name | THE FIRST NATIONAL BANK OF OSAKIS |
|---|---|
| Type | Bank |
| Address | OSAKIS, MN 56360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 30, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Property Address | 305 W OAK ST, OSAKIS, MN 56360-8237 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 305 W OAK ST, OSAKIS, MN 56360-8237 |
| Document Number | 000A452840 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | A452840 |
| Name | THE FIRST NATIONAL BANK OF OSAKIS |
|---|---|
| Type | Bank |
| Address | OSAKIS, MN 56360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Jul 6, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Property Address | 305 W OAK ST, OSAKIS, MN 56360-8237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 407077 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 407077 |
| Name | THE FIRST NATIONAL BANK OF OSAKIS |
|---|---|
| Type | Bank |
| Address | OSAKIS, MN 56360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 20, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Property Address | 305 W OAK ST, OSAKIS, MN 56360-8237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 407077 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 407077 |
| Name | THE FIRST NATIONAL BANK OF OSAKIS |
|---|---|
| Type | Bank |
| Address | OSAKIS, MN 56360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 20, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Property Address | 305 W OAK ST, OSAKIS, MN 56360-8237 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | A400600 |
|---|---|
| Date | May 7, 2018 |
| Instrument | A400600 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2038 |
| Rate Type | Fixed Rate |
|---|
Source: Douglas County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Douglas County |
| Municipality | Osakis City |
| Unified School District | Osakis Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,748.00 (+8.71%) Homeowner's exemption | $154,900 (+16.03%) Land $12,800 Building $142,100 | $154,900 (+16.03%) Land $12,800 Building $142,100 |
| 2023 | $1,608.00 Homeowner's exemption | $133,500 Land $12,600 Building $120,900 | $133,500 Land $12,600 Building $120,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Osakis serves 1,780 people · EPA ID MN1210020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.62 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures