305 W Main St, Spring Valley, MN 55975 Property Records

Fillmore County property record for 305 W Main St, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,142 sqft · built 1918
Lot Size	0.112 acres (4,920 sqft)
Owner	Individual Name on Record
Last Sale	$64,900 (Apr 2020)
Tax Bill	$2,200 (2026)
Deeds & Mortgages	Jan 2022 Refinance Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36.0258.000`

Property Details

APN / Parcel Number

Primary APN	`36.0258.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,142 sqft Heated Area
Gross Area	1,582 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	4,920 sqft (0.112 acres)
Lot Dimensions	82 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	305 W MAIN ST
City	SPRING VALLEY
State	MN
Zip	55975-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY ORIGINAL PLAT LOT-007 BLOCK-005 W60 FT OF LOT 7 BLK 5
Legal Subdivision	SPRING VALLEY ORIGINAL PLAT
Legal Block	5
Legal Lot Number	7
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	2
Census Block	2030
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 W MAIN ST, SPRING VALLEY, MN 55975-1252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HANCOCK MTG PARTNERS
Apr 16, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MANUFACTURERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Jun 18, 2014 · Amount on Record
Deed Document Number	2020426321
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	305 W MAIN ST, SPRING VALLEY, MN 55975-1294
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000436665
Date	Jan 21, 2022
Instrument	436665

Lender

Name	HANCOCK MTG PARTNERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Apr 16, 2020
Property Address	305 W MAIN ST, SPRING VALLEY, MN 55975-1294
Document Number	0000426321
Instrument Date	Apr 9, 2020
Instrument	426321
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W MAIN ST, SPRING VALLEY, MN 55975-1294

Mortgage

Document Number	0000426322
Date	Apr 16, 2020
Instrument	426322

Lender

Name	MANUFACTURERS BANK & TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,200.00 (+2.23%) Homeowner's exemption	$211,200 (+22.58%) Land $13,900 Building $197,300	$211,200 (+22.58%) Land $13,900 Building $197,300
2025		$172,300 (+11.45%) Land $13,900 Building $158,400	$172,300 (+11.45%) Land $13,900 Building $158,400
2023		$154,600 Land $13,900 Building $140,700	$154,600 Land $13,900 Building $140,700
2020	$2,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	22 (2000–2024)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 10 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures