305 W Front St, Three Forks, MT 59752 Property Records

Gallatin County property record for 305 W Front St, Three Forks, MT 59752

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,680 sqft · built 1986
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Tax Bill	$1,886 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00RDC32517`

Property Details

APN / Parcel Number

Primary APN	`00RDC32517`
Alternative APNs	`06-1105-26-4-78-16-0000` `R0625412`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Deck Area	18 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RDC32517
Street Address	305 W FRONT ST
City	THREE FORKS
State	MT
Zip	59752-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEADWATERS ADD, S26, T02 N, R01 E, BLOCK 7, LOT 11, ACRES 0.164, PLAT J-167-A
Legal Range	01E
Legal Township	02N
Legal Section	26
Legal Subdivision	HEADWATERS ADD
Legal Block	7
Legal Lot Number	11
Jurisdiction	GALLATIN MT
Township / Civil Division	THREE FORKS
Census Block Group	3
Census Block	3080
Census Tract	300

Owner

305 W Front St is owned by an individual who acquired it in July 2017.

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1085, THREE FORKS, MT 59752-1085
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK
Jul 28, 2017	Intrafamily Transfer, Transfer · ARM FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 24, 2017
Transfer Doc	2587009
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	305 W FRONT ST, THREE FORKS, MT 59752-9155
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002766085
Date	Feb 1, 2022
Instrument	2766085

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2032

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	305 W FRONT ST, THREE FORKS, MT 59752-9155
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	SECURITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2631451
Date	Nov 9, 2018
Instrument	2631451

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Jul 28, 2017
Property Address	305 W FRONT ST, THREE FORKS, MT 59752-9155
Document Number	2587008
Instrument Date	Jul 24, 2017
Instrument	2587008
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1085, THREE FORKS, MT 59752-1085

Mortgage

Document Number	2587009
Date	Jul 28, 2017
Instrument	2587009

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2027
Index	10-Year TN
Max Rate	6.87%

Tax Assessment & Valuation

The 2026 property tax bill for 305 W Front St was $1,886, up 1% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Three Forks City
Elementary School District	Three Forks Elementary School District (PK - 08)
Secondary School District	Three Forks High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,886.00 (+10.04%)	$450,600 (-)	$450,600 (-) Land $54,443 Building $396,157
2025	$1,714.00	$450,600	$450,600 Land $54,443 Building $396,157
2023	$2,696.00	$391,800	$391,800 Land $88,387 Building $303,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 W Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	2 (2002–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 W Front St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THREE FORKS serves 1,900 people · EPA ID MT0000343
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Global Net, Verizon.

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