305 W Front, Irving, IL 62051 Property Records

Montgomery County property record for 305 W Front, Irving, IL 62051

Property Summary

Property Type	Single Family Home
Details	492 sqft · built 1960
Lot Size	0.346 acres (15,086 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Nov 2022)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2022 Sale & Mortgage + 3 more
APN	`12-22-429-006`

Property Details

APN / Parcel Number

Primary APN	`12-22-429-006`
Alternative APN	`09-000-981-05`

Interior

Building Area	492 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	15,086 sqft (0.346 acres)

Location & Zoning

Street Address	305 W FRONT
City	IRVING
State	IL
Zip	62051-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12 BLK 32 LOTS IN IRVING 9-3-981 A & 982 S T00 R
Legal Block	32
Legal Lot Number	11,12
Jurisdiction	MONTGOMERY IL
Township / Civil Division	IRVING
Census Block Group	3
Census Block	3092
Census Tract	957400

Owner

305 W Front is owned and occupied by an individual who bought it in November 2022.

Source: Montgomery County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	305 W FRONT, IRVING, IL 62051-9037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FNB COMMUNITY BANK
Nov 2, 2022	Warranty Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE
Feb 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FNB COMMUNITY BANK
Mar 18, 2021	Quit Claim Deed, Transfer COMMUNITY TITLE
Nov 2, 2020	Warranty Deed, Transfer COMMUNITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on File
Deed Sale	Nov 2, 2022 · Amount on File
Prior Sale	Nov 2, 2020 · Amount on File
Deed Document Number	20223481
Deed Book / Page	1790 / 629
Prior Transfer Date	Feb 22, 2022
Prior Transfer Doc	001773/382
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	305 W FRONT, IRVING, IL 62051-9037
Transaction Type	Mortgage
Record Updated	Jun 22, 2023
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001748/654
Date	Apr 5, 2021
Book Page	1748/654
Instrument	202101182

Lender

Name	FNB COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	Dec 19, 2021

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Nov 2, 2022
Property Address	305 W FRONT, IRVING, IL 62051-9037
Document Number	001790/629
Book / Page	1790 / 629
Instrument Date	Oct 25, 2022
Instrument	202203481
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W FRONT, IRVING, IL 62051-9037

Mortgage

Document Number	0202203482
Date	Nov 2, 2022
Instrument	202203482

Lender

Name	LIBERTY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.88%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY IL
Recording Date	Feb 22, 2022
Property Address	305 W FRONT, IRVING, IL 62051-9037
Document Number	001773/382
Book / Page	1773 / 382
Instrument Date	Feb 22, 2022
Instrument	202200488
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	305 W FRONT, IRVING, IL 62051-9037

Mortgage

Document Number	001773/387
Date	Feb 22, 2022
Book Page	1773/387
Instrument	202200490

Lender

Name	FNB COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 4, 2027

Interest

Rate Type	Fixed Rate

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Mar 18, 2021
Property Address	305 W FRONT, IRVING, IL 62051-9037
Document Number	001747/438
Book / Page	1747 / 438
Instrument Date	Feb 18, 2021
Instrument	202100951
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1207 N 100 ST, MULBERRY GROVE, IL 62262-3465
Investor	Possibly a Property Investor

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Nov 2, 2020
Property Address	305 W FRONT, IRVING, IL 62051-9037
Document Number	001736/975
Book / Page	1736 / 975
Instrument Date	Oct 28, 2020
Instrument	202004103
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Tax	$8.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1207 N 100 ST, MULBERRY GROVE, IL 62262-3465
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 305 W Front was $2,354 with a homeowner's exemption, up 2.7% from the year before.

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	Irving Township
Municipality	Irving Village
Unified School District	Hillsboro Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,354.00 (+2.71%) Homeowner's exemption	$38,250 (+6.93%) Land $3,740 Building $34,510	$114,750 (+6.93%) Land $11,220 Building $103,530
2024	$2,292.00	$35,770 Land $3,500 Building $32,270	$107,310 Land $10,500 Building $96,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 305 W Front.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 W Front is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVING serves 373 people · EPA ID IL1350350
Water Source	Purchased surface water from EJ WATER-WITT
Last State Inspection	Jan 2025
Also Mapped Here	EJ WATER COOPERATIVE
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Fidium Fiber DSL	200 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Front

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