305 W Faribault St, Duluth, MN 55803 Property Records

St. Louis County property record for 305 W Faribault St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,090 sqft · built 1914
Lot Size	0.162 acres (7,098 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (Jul 2022)
Tax Bill	$2,670 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0640-01120`

Property Details

APN / Parcel Number

Primary APN	`010-0640-01120`
Alternative APN	`1133513`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,090 sqft Gross Area
1st Floor Area	658 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,098 sqft (0.162 acres)
Garage Area	720 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1133513
Street Address	305 W FARIBAULT ST
City	DULUTH
State	MN
Zip	55803-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 17 FT OF LOT 2 AND ALL LOT 3 SERIAL #
Legal Subdivision	COLMANS 3RD ADD TO DULUTH
Legal Block	4
Legal Lot Number	2-3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3035
Census Tract	100

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 W FARIBAULT ST, DULUTH, MN 55803-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 15, 2022	Warranty Deed, Transfer RESULTS TITLE
Dec 21, 2016	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	20221058910
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	0001025752
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	305 W FARIBAULT ST, DULUTH, MN 55803-1732
Transaction Type	Mortgage
Record Updated	Dec 8, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W FARIBAULT ST, DULUTH, MN 55803-1732
Investor	Possibly a Property Investor

Mortgage

Document Number	0001074459
Date	Nov 15, 2023
Instrument	1074459

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 15, 2022
Property Address	305 W FARIBAULT ST, DULUTH, MN 55803-1732
Document Number	0001058910
Instrument Date	Jul 1, 2022
Instrument	1058910
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Tax	$651.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	305 W FARIBAULT ST, DULUTH, MN 55803-1732
Investor	Possibly a Property Investor

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	305 W FARIBAULT ST, DULUTH, MN 55803-1732
Document Number	000T981823
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Feb 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T981823
Date	Feb 6, 2017
Instrument	T981823

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,670.00 (+23.5%) Homeowner's exemption
2025	$2,162.00 (-1.1%) Homeowner's exemption	$231,200 (+26.13%) Land $29,800 Building $201,400	$231,200 (+26.13%) Land $29,800 Building $201,400
2024	$2,186.00	$183,300 (+14.21%) Land $31,200 Building $152,100	$183,300 (+14.21%) Land $31,200 Building $152,100
2022		$160,500 Land $36,300 Building $124,200	$160,500 Land $36,300 Building $124,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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