Dare County property record for 305 W Durham St, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,176 sqft · built 1970 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,790,000 (Apr 2023) |
| Tax Bill | $2,690 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 988405281904 |
| Primary APN | 988405281904 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,176 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Cooling System | Other |
|---|---|
| Heating Fuel | Electric |
| Account Number | 988405281904 |
|---|---|
| Street Address | 305 W DURHAM ST |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 622 BLK: SEC: PL: 1 SL: 98 |
| Legal Subdivision | AVALON BEACH ANNEX 2 & 3 |
| Legal Lot Number | 622 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 970200 |
Source: Dare County records, as of October 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14408 ROGERS FORD RD, SUMERDUCK, VA 22742-2015 |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC |
| Apr 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage SIGNAL FINANCIAL FCU |
| Oct 5, 2018 | Deed of Trust, Mortgage USAA FEDERAL SAVINGS BANK |
| Oct 5, 2018 | Warranty Deed, Transfer |
| May 31, 2018 | Warranty Deed, Transfer |
| May 31, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2023 · Amount on Record |
| Deed Sale | Apr 6, 2023 · Amount on Record |
| Prior Sale | Oct 5, 2018 · Amount on Record |
| Deed Document Number | 2023700128287 |
| Deed Book / Page | 2674 / 621 |
| Prior Transfer Date | May 25, 2018 |
| Prior Transfer Doc | 002240/472 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 305 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8269 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 14408 ROGERS FORD RD, SUMERDUCK, VA 22742-2015 |
| Document Number | 002816/800 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 2816/800 |
| Instrument | 700153765 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Apr 6, 2023 |
| Property Address | 305 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8269 |
| Document Number | 002674/621 |
| Book / Page | 2674 / 621 |
| Map Reference | MB 1 PG 50 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 700128287 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $930.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8269 |
| Name | Verified Name |
|---|---|
| Address | 13600 HOBART DR, SILVER SPRING, MD 20904-5430 |
| Document Number | 0700128288 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 700128288 |
| Name | SIGNAL FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 305 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8269 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002263/0000000155 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 0000002263/0000000155 |
| Instrument | 000700057340 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Oct 5, 2018 |
| Property Address | 305 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8269 |
| Document Number | 002263/153 |
| Book / Page | 2263 / 153 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 000700057339 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 67045 COUNTRY CLUB RD, SAINT CLAIRSVILLE, OH 43950-9403 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | May 31, 2018 |
| Property Address | 305 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8269 |
| Document Number | 002240/476 |
| Book / Page | 2240 / 476 |
| Instrument Date | May 29, 2018 |
| Instrument | 000700052907 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 W PAMPA AVE, MESA, AZ 85210-8227 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | May 31, 2018 |
| Property Address | 305 W DURHAM ST, KILL DEVIL HILLS, NC 27948-8269 |
| Document Number | 002240/472 |
| Book / Page | 2240 / 472 |
| Instrument Date | May 25, 2018 |
| Instrument | 000700052906 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 W PAMPA AVE, MESA, AZ 85210-8227 |
Source: Dare County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kill Devil Hills Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,690.00 (+70.04%) | $484,800 (+131.52%) Land $206,300 Building $278,500 | |
| 2023 | $1,582.00 | $209,400 Land $90,000 Building $119,400 | |
| 2020 | $484,800 Land $206,300 Building $278,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 458 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 490 units insured incl. 32 condo units |
| Nearby Flood Claims | 797 (1981–2019) |
| Claims Outside the SFHA | 298 of 797 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015 |
|---|---|
| Water Source | Purchased groundwater from DARE COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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