305 W Commerce St, Brownwood, TX 76801 Property Records

Brown County property record for 305 W Commerce St, Brownwood, TX 76801

Property Summary

Property Type	Commercial
Details	2,404 sqft · built 1987
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on Record
Tax Bill	$16,930 (2026)
Deeds & Mortgages	Dec 2021 Sale May 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`45300-0037-00`

Property Details

APN / Parcel Number

Primary APN	`45300-0037-00`
Alternative APN	`54541`

Interior

Building Area	2,404 sqft Total Area
1st Floor Area	2,404 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Roof Type	Shed Roof
Roof Material	Rolled Roofing
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	200 ft deep x 131 ft wide
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45300-0037-00
Street Address	305 W COMMERCE ST
City	BROWNWOOD
State	TX
Zip	76801-1807
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	J R LOONEY HIGHWAY ADDITION, BLOCK 17, LOT 2, PART 3, ACRES .6
Legal Subdivision	J R LOONEY HIGHWAY ADDITION
Legal Block	17
Legal Lot Number	2
Jurisdiction	BROWN TX
Township / Civil Division	BROWNWOOD
Census Block Group	2
Census Block	2004
Census Tract	950600

Owner

Source: Brown County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3400 COLLEGE BLVD, 200, LEAWOOD, KS 66211-1919
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Lease, Transfer
May 20, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/TX
Oct 26, 2017	Warranty Deed, Transfer BROWN COUNTY ABSTRACT COMPANY INC, BROWN CNTY ABS CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2024
Deed Sale	Dec 11, 2024
Prior Sale	Jun 1, 2022
Deed Document Number	20246904
Record Updated	Oct 29, 2026

December 2021: Lease, Transfer

Document Type	Lease
Jurisdiction	BROWN TX
Recording Date	Dec 9, 2021
Property Address	305 W COMMERCE ST, BROWNWOOD, TX 76801-1807
Document Number	0002108862
Map Reference	VOL 1 PG 163
Instrument Date	Oct 19, 2021
Instrument	2108862
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2110 RANCH ROAD 620 S, LAKEWAY, TX 78734-0201

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN TX
Property Address	305 W COMMERCE ST, BROWNWOOD, TX 76801-1807
Document Number	0000003050
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	BROWN COUNTY ABSTRACT COMPANY INC, BROWN CNTY ABS CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3413 SHORELINE DR HARKER HEIGHTS TX 765488120, HARKER HEIGHTS, TX 76548-8120

Mortgage

Document Number	0000003050
Date	May 23, 2019
Instrument	3050

Lender

Name	FIRST NAT'L BK/TX
Type	Bank
Address	KILLEEN, TX 76540

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 22, 2034

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN TX
Recording Date	Oct 26, 2017
Property Address	305 W COMMERCE ST, BROWNWOOD, TX 76801-1807
Document Number	0000006511
Instrument Date	Oct 24, 2017
Instrument	6511
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	BROWN COUNTY ABSTRACT COMPANY INC, BROWN CNTY ABS CO INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3413 SHORELINE DR HARKER HEIGHTS TX 765488120, HARKER HEIGHTS, TX 76548-8120

Tax Assessment & Valuation

Source: Brown County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Brown County
Municipality	Brownwood City
Unified School District	Brownwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,930.00 (+0.22%)	$793,270 (+0.22%) Land $261,360 Building $531,910	$793,270 (+0.22%) Land $261,360 Building $531,910
2025	$16,893.00 (+3.42%)	$791,560 (+7.25%) Land $261,360 Building $530,200	$791,560 (+7.25%) Land $261,360 Building $530,200
2023		$738,040 Land $261,360 Building $476,680	$738,040 Land $261,360 Building $476,680
2022	$16,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	11 (1990–2002)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jul 2002 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2002 · 7 claims Severe Thunderstorms, Dec 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BROWNWOOD serves 18,862 people · EPA ID TX0250002
Water Source	Purchased surface water from BROWN COUNTY WID 1
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Nextlink Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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