Marathon County property record for 305 W Buse St, Spencer, WI 54479
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.359 acres (15,638 sqft) |
| Owner | Individual on Record |
| Last Sale | $190,000 (Sep 2021) |
| Tax Bill | $3,869 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-2602-071-1050 |
| Primary APN | 181-2602-071-1050 |
|---|---|
| Alternative APN |
|
| Lot Area | 15,638 sqft (0.359 acres) |
|---|
| Street Address | 305 W BUSE ST |
|---|---|
| City | SPENCER |
| State | WI |
| Zip | 54479-9260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAUPNER SUBDIVISION LOT 6 |
| Legal Range | 02E |
| Legal Township | 26N |
| Legal Section | 07 |
| Legal Subdivision | GRAUPNER SUBDIVISION |
| Legal Lot Number | 6 |
| Jurisdiction | MARATHON WI |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 2101 |
Source: Marathon County assessment roll, as of February 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 305 W BUSE ST, SPENCER, WI 54479-9260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 3, 2021 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE |
| Nov 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage GSF MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on Record |
| Deed Sale | Sep 3, 2021 · Amount on Record |
| Prior Sale | Nov 1, 2017 · Amount on Record |
| Deed Document Number | 20211844707 |
| Prior Transfer Date | Aug 31, 2021 |
| Prior Transfer Doc | 0001844707 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARATHON WI |
| Property Address | 305 W BUSE ST, SPENCER, WI 54479-9260 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 305 W BUSE ST, SPENCER, WI 54479-9260 |
| Document Number | 0001926188 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 1926188 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARATHON WI |
| Property Address | 305 W BUSE ST, SPENCER, WI 54479-9260 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 305 BUSE ST, SPENCER, WI 54479-9260 |
| Document Number | 0001877982 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 1877982 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Sep 3, 2021 |
| Property Address | 305 W BUSE ST, SPENCER, WI 54479-9260 |
| Document Number | 0001844707 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 1844707 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 BUSE ST, SPENCER, WI 54479-9260 |
| Document Number | 0001844772 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 1844772 |
| Name | WATERSTONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Nov 1, 2017 |
| Property Address | 305 BUSE ST, SPENCER, WI 54479-9260 |
| Document Number | 0001747494 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 1747494 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 BUSE ST, SPENCER, WI 54479-9260 |
| Document Number | 0001747495 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 1747495 |
| Name | GSF MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Marathon County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Marathon County |
| Municipality | Spencer Village |
| Unified School District | Spencer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,869.00 (+20.19%) | $194,700 (-) Land $15,600 Building $179,100 | $247,196 (+17.58%) Land $19,806 Building $227,390 |
| 2023 | $3,219.00 Homeowner's exemption | $194,700 Land $15,600 Building $179,100 | $210,242 Land $16,845 Building $193,397 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Country Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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