305 W Ave M, Temple, TX 76504 Property Records

Bell County property record for 305 W Ave M, Temple, TX 76504

Property Summary

Property TypeCommercial
Details1 ba · 2,100 sqft · built 1980
Lot Size0.137 acres (5,998 sqft)
OwnerCompany Name on Record
Tax Bill$1,064 (2023)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0131690000

Property Details

APN / Parcel Number

Primary APN0131690000
Alternative APNs
  • 793164
  • 57571

Interior

Full Baths1 Bath
Building Area2,100 sqft Gross Area
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area5,998 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide

Location & Zoning

Account Number793164
Street Address305 W AVENUE M
CityTEMPLE
StateTX
Zip76504-5609
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeGR
Legal DescriptionWATTERS, BLOCK 016, LOT PT 5, 6, (W 59.5' OF 5 & N 25' OF W 59.5' OF 6) (W 59.5' OF 5 & N 25' OF W 59.5' OF 6)
Legal SubdivisionWATTERS
Legal Block16
Legal Lot Number5,6
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2002
Census Tract21000

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address845 AIRVILLE RD, TEMPLE, TX 76501-3580
Owner TypeCompany, Secondary Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 7, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address305 W AVENUE M, TEMPLE, TX 76504-5609
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045357
DateOct 10, 2023
Instrument2023045357
Lender
NameTEXELL CU
TypeCredit Union
AddressTEMPLE, TX 76501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueSep 18, 2033

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,064.00 (+45.75%)$46,427 Land $21,000 Building $25,427$46,427 Land $21,000 Building $25,427
2022$730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on W Ave M

Nearby Streets

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