305 W Ash St, Sutton, NE 68979 Property Records

Clay County property record for 305 W Ash St, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 780 sqft · built 1920
Lot Size	0.597 acres (26,010 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Jun 2023)
Tax Bill	$1,081 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3673-00-0-77075-001-8774`

Property Details

APN / Parcel Number

Primary APN	`3673-00-0-77075-001-8774`
Alternative APN	`000877400`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Basement Area	1,280 sqft
Finished Basement	640 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,010 sqft (0.597 acres)
Lot Dimensions	170 ft deep x 153 ft wide
Deck Area	80 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 W ASH ST
City	SUTTON
State	NE
Zip	68979-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 1 & 2 BLK 1 SILVERS ADD SUTTON CITY
Legal Subdivision	SILVERS ADD
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3017
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 W ASH ST, SUTTON, NE 68979-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit CS BANK
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Oct 20, 2015 · Amount on Record
Deed Document Number	2023615
Deed Book / Page	136 / 178
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	305 W ASH ST, SUTTON, NE 68979-2407
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W ASJ ST, SUPERIOR, NE 68978

Mortgage

Document Number	000272/153
Date	Apr 18, 2023
Book Page	272/153
Instrument	2023-00411

Lender

Name	CS BANK
Type	Bank
Address	68487

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	305 W ASH ST, SUTTON, NE 68979-2407
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000257/105
Date	Sep 27, 2019
Book Page	257/105
Instrument	2019-00982

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,800 (+19.14%) Land $19,605 Building $69,195	$88,800 (+19.14%) Land $19,605 Building $69,195
2025	$1,081.00 (-9.31%)	$74,535 (+16.66%) Land $9,805 Building $64,730	$74,535 (+16.66%) Land $9,805 Building $64,730
2023	$1,192.00	$63,890 Land $9,805 Building $54,085	$63,890 Land $9,805 Building $54,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25

May also be available: Nextlink.

Nearby Properties on W Ash St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures