305 W 8th St, Alta, IA 51002 Property Records

Buena Vista County property record for 305 W 8th St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,134 sqft · built 1965
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Dec 2023)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-306-006`

Property Details

APN / Parcel Number

Primary APN	`09-26-306-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
Basement Area	1,134 sqft
Finished Basement	225 sqft
Unfinished Basement	1,134 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	60 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	305 W 8TH ST
City	ALTA
State	IA
Zip	51002-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-02 ALTA CORP. FAIRVIEW 1ST ADD. E 70' & W 1/2 ADJ ALLEY
Legal Subdivision	FAIRVIEW 1ST ADD
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2057
Census Tract	960600

Owner

305 W 8th St is owned and occupied by two individuals who bought it in December 2023.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 W 8TH ST, ALTA, IA 51002-1554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Apr 22, 2021 · Amount on File
Deed Document Number	20232821
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Dec 19, 2023
Property Address	305 W 8TH ST, ALTA, IA 51002-1554
Document Number	0000232821
Instrument Date	Dec 18, 2023
Instrument	232821
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 W 8TH ST, ALTA, IA 51002-1554

Mortgage

Document Number	0000232822
Date	Dec 19, 2023
Instrument	232822

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	305 W 8TH ST, ALTA, IA 51002-1554
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	211285
Date	Apr 23, 2021
Instrument	211285

Lender

Name	SECURITY TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 305 W 8th St was $1,826 with a homeowner's exemption, down 7.1% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,900 (+28.09%) Land $18,500 Building $153,400	$171,900 (+28.09%) Land $18,500 Building $153,400
2025	$1,826.00 (-7.12%) Homeowner's exemption	$134,200 Land $10,560 Building $123,640	$134,200 Land $10,560 Building $123,640
2024	$1,966.00
2023		$134,200 (+30.32%) Land $10,560 Building $123,640	$134,200 Land $10,560 Building $123,640
2022	$1,782.00	$102,980 Land $10,560 Building $92,420
2021			$102,980 Land $10,560 Building $92,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 305 W 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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