305 W 6th St, Fulton, MO 65251 Property Records

Callaway County property record for 305 W 6th St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,030 sqft · built 1935
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Tax Bill	$2,223 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04.0-17.0-40-007-003.000`

Property Details

APN / Parcel Number

Primary APN	`13-04.0-17.0-40-007-003.000`
Alternative APN	`1304017040007000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,030 sqft Living Area
1st Floor Area	1,015 sqft
Basement Area	1,015 sqft

Exterior

Year Built	Built 1935
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Carport
Carport	Carport
Carport Area	150 sqft
Porch	Open Porch
Porch Area	610 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1304017040007003000
Street Address	305 W 6TH ST
City	FULTON
State	MO
Zip	65251-2674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 11 BLK 60 NCP
Legal Block	60
Legal Lot Number	11
Jurisdiction	CALLAWAY MO
Township / Civil Division	WEST FULTON
Census Block Group	1
Census Block	1007
Census Tract	70400

Owner

305 W 6th St is owned and occupied by an individual who acquired it in June 2023.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	305 W 6TH ST, FULTON, MO 65251-2674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Jun 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
May 5, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023
Deed Sale	Jun 13, 2023
Prior Sale	May 5, 2021
Deed Document Number	0000507379
Deed Book / Page	507 / 379
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	305 W 6TH ST, FULTON, MO 65251-2674
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000246/660
Date	May 5, 2021
Book Page	246/660
Instrument	202103498

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	305 W 6TH ST, FULTON, MO 65251-2674
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000507/380
Date	Jun 13, 2023
Book Page	507/380
Instrument	202302886

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 5, 2021
Property Address	305 W 6TH ST, FULTON, MO 65251-2674
Document Number	492/406
Book / Page	492 / 406
Instrument Date	Apr 29, 2021
Instrument	202103497
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 COUNTY ROAD 328, FULTON, MO 65251-6545

Tax Assessment & Valuation

The 2025 property tax bill for 305 W 6th St was $2,223, down 0.1% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,223.00 (-0.09%)	$35,990 (-)	$189,420 (-)
2024	$2,225.00 (+0.45%)	$35,990 (-)	$189,420 (-)
2023	$2,215.00 (+259.58%)	$35,990 (+161.29%)	$189,420
2022	$616.00	$13,774 Land $1,511 Building $12,263
2021			$72,490 Land $7,950 Building $64,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 W 6th St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1982–2016)
Most Recent Claim	Aug 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 W 6th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte, T-Mobile, Verizon.

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