305 W 3rd St, Waverly, OH 45690 Property Records

Pike County property record for 305 W 3rd St, Waverly, OH 45690

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,290 sqft · built 1951
Lot Size	0.433 acres (18,848 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (Nov 2020)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Dec 2007 Line of Credit Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-133600.0000`

Property Details

APN / Parcel Number

Primary APN	`18-133600.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft
Basement Area	840 sqft
Unfinished Basement	210 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	18,848 sqft (0.433 acres)
Lot Dimensions	290 ft deep x 65 ft wide
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 W 3RD ST
City	WAVERLY
State	OH
Zip	45690-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P. COOKERAL 490 317/824
Legal Subdivision	F BARBEE SURVEY NO 490
Jurisdiction	PIKE OH
Township / Civil Division	PEE PEE
Census Block Group	3
Census Block	3046
Census Tract	952500

Owner

Source: Pike County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 W 3RD ST, WAVERLY, OH 45690-1410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2007	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF WAVERLY OHIO
Mar 12, 2026	Affidavit of Death of Joint Tenant, Transfer
Nov 12, 2020	Survivorship Deed, Transfer · Conventional Mortgage ATOMIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Jun 3, 2015 · Amount on Record
Deed Document Number	20203240
Deed Book / Page	363 / 1817
Last Transfer Date	Mar 5, 2026
Transfer Doc	0000000696
Record Updated	Sep 20, 2026

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	305 W 3RD ST, WAVERLY, OH 45690-1410
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00257/0261
Date	Dec 5, 2007
Book Page	257/0261
Instrument	2007_00004277

Lender

Name	THE FIRST NATIONAL BANK OF WAVERLY OHIO
Address	WAVERLY, OH 45690

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PIKE OH
Recording Date	Mar 12, 2026
Property Address	305 W 3RD ST, WAVERLY, OH 45690-1410
Document Number	00415/1660
Book / Page	415 / 1660
Instrument Date	Mar 10, 2026
Instrument	2026-696
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 W 3RD ST, WAVERLY, OH 45690-1410

November 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PIKE OH
Recording Date	Nov 12, 2020
Property Address	305 W 3RD ST, WAVERLY, OH 45690-1410
Document Number	00363/1817
Book / Page	363 / 1817
Instrument Date	Nov 6, 2020
Instrument	202000003240
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	305 W 3RD ST, WAVERLY, OH 45690-1410

Mortgage

Document Number	202000003241
Date	Nov 12, 2020
Instrument	202000003241

Lender

Name	ATOMIC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Sep 19, 2045

Tax Assessment & Valuation

Source: Pike County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pike County
County Subdivision	Pee Pee Township
Municipality	Waverly Village
Unified School District	Waverly City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00 (+3.88%)	$43,280 (-) Land $11,100 Building $32,180
2024	$1,571.00 (+0.06%)	$43,280 (-) Land $11,100 Building $32,180
2023	$1,570.00 (+13.19%)	$43,280 (+30.36%) Land $11,100 Building $32,180	$123,670 (+30.4%) Land $31,720 Building $91,950
2022	$1,387.00	$33,200 Land $8,020 Building $25,180
2020			$94,840 Land $22,900 Building $71,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY CITY PWS serves 4,433 people · EPA ID OH6600912
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Southern Ohio Communications.

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