305 W 3rd St, Byron, IL 61010 Property Records

Ogle County property record for 305 W 3rd St, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	2,000 sqft
Lot Size	0.247 acres (10,763 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Dec 2023)
Tax Bill	$6,541 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-31-231-008`

Property Details

APN / Parcel Number

Primary APN	`05-31-231-008`

Interior

Stories	2 Stories
Building Area	2,000 sqft Living Area

Exterior

Lot Area	10,763 sqft (0.247 acres)
Lot Dimensions	180 ft deep x 58.3 ft wide

Location & Zoning

Street Address	305 W 3RD ST
City	BYRON
State	IL
Zip	61010-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 1 BLK 47 KNOWLTONS ADD CITY BYRON
Legal Subdivision	KNOWLTONS ADD
Legal Block	47
Legal Lot Number	1
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	3
Census Block	3056
Census Tract	961700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 W 3RD ST, BYRON, IL 61010-9413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 16, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 8, 2023	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 5, 2021	Deed, Transfer
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Deed Document Number	20235360
Last Transfer Date	Oct 9, 2025
Transfer Doc	0000005297
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	305 W 3RD ST, BYRON, IL 61010-9413
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006290
Date	Dec 4, 2025
Instrument	202506290

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OGLE IL
Recording Date	Oct 16, 2025
Property Address	305 W 3RD ST, BYRON, IL 61010-9413
Document Number	0000005297
Map Reference	PB A PG 182
Instrument Date	Oct 9, 2025
Instrument	202505297
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	NATIONAL TITLE SOLUTIONS INC, NATIONAL TITLE SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 W 3RD ST, BYRON, IL 61010-9413

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 W 3RD ST, BYRON, IL 61010-9413

Mortgage

Document Number	0000005298
Date	Oct 16, 2025
Instrument	202505298

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OGLE IL
Recording Date	Dec 8, 2023
Property Address	305 W 3RD ST, BYRON, IL 61010-9413
Document Number	0000005360
Map Reference	PB A PG 182
Instrument Date	Dec 7, 2023
Instrument	202305360
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 W 3RD ST, BYRON, IL 61010-9413

Mortgage

Document Number	0000005361
Date	Dec 8, 2023
Instrument	202305361

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OGLE IL
Recording Date	Aug 5, 2021
Property Address	305 W 3RD ST, BYRON, IL 61010-9413
Document Number	0000005797
Map Reference	BK A PG 182
Instrument Date	Aug 4, 2021
Instrument	202105797
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W 3RD ST, BYRON, IL 61010-9413

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	305 W 3RD ST, BYRON, IL 61010-9413
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001561
Date	Mar 2, 2021
Instrument	202101561

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	305 W 3RD ST, BYRON, IL 61010-9413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008061
Date	Oct 20, 2020
Instrument	202008061

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,541.00 (+7.42%)	$85,365 (+10.48%) Land $11,399 Building $73,966	$256,095 (+10.48%) Land $34,197 Building $221,898
2024	$6,089.00 (+14.3%)	$77,268 (+5.19%) Land $10,318 Building $66,950	$231,804 (+5.19%) Land $30,954 Building $200,850
2023		$73,456 (+7.83%) Land $9,809 Building $63,647	$220,368 (+7.83%) Land $29,427 Building $190,941
2022	$5,327.00	$68,122 Land $9,097 Building $59,025	$204,366 Land $27,291 Building $177,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2002–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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