305 W 2nd St, Alma, MO 64001 Property Records

Lafayette County property record for 305 W 2nd St, Alma, MO 64001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft · built 1914
Lot Size	0.318 acres (13,870 sqft)
Owner	Individual Name on Record
Tax Bill	$659 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Dec 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-8.0-28-4-001-010.000`

Property Details

APN / Parcel Number

Primary APN	`07-8.0-28-4-001-010.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,028 sqft Living Area
Basement Area	257 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,870 sqft (0.318 acres)
Lot Dimensions	190 ft deep x 73 ft wide
Porch	Slab
Porch Area	126 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	305 W 2ND ST
City	ALMA
State	MO
Zip	64001-6907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 19 BLK 4 ORIGINAL TOWN ALMA; 363-54, 789-580, 903-1086, 946-1, 1127-469, 2017DR4486
Legal Range	24
Legal Township	50
Legal Section	28
Legal Subdivision	TOWN ALMA
Legal Block	4
Legal Lot Number	19
Jurisdiction	LAFAYETTE MO
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2029
Census Tract	90401

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 W 2ND ST, ALMA, MO 64001-6907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2018	Deed of Trust, Mortgage CONCORDIA BANK
Dec 5, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	305 W 2ND ST, ALMA, MO 64001-6907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018DR0307
Date	Jan 23, 2018
Instrument	2018DR0307

Lender

Name	CONCORDIA BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2023

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Dec 5, 2017
Property Address	305 W 2ND ST, ALMA, MO 64001-6907
Document Number	2017/4486
Book / Page	2017 / 4486
Map Reference	MB 3 PG 6
Instrument Date	Dec 1, 2017
Instrument	2017DR4486
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W 2ND ST, ALMA, MO 64001-6907

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Dec 5, 2017
Property Address	305 W 2ND ST, ALMA, MO 64001-6907
Document Number	2017/4485
Book / Page	2017 / 4485
Instrument Date	Nov 29, 2017
Instrument	2017DR4485
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W 2ND ST, ALMA, MO 64001-6907

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Alma City
County	Lafayette County
Unified School District	Santa Fe R-X School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$659.00	$8,464 (+13.99%)	$44,550 (+14%) Land $9,350 Building $35,200
2023		$7,425	$39,080 Land $8,200 Building $30,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALMA PWS serves 500 people · EPA ID MO1010009
Water Source	Purchased surface water from LAF JO SALINE COUNTY CONS PWSD 2
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Alma Telephone Company Fiber	250 / 80
Green Hills Technologies Cable	250 / 20

May also be available: Wisper ISP.

Nearby Properties on W 2nd St

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