Cache County property record for 305 W 100 N, Providence, UT 84332
| Property Type | Single Family Home |
|---|---|
| Details | 976 sqft · built 1996 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $427,500 (Dec 2021) |
| Tax Bill | $1,756 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Oct 2005 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-144-0020 |
| Primary APN | 02-144-0020 |
|---|
| Building Area | 976 sqft Living Area |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Street Address | 305 W 100 N |
|---|---|
| City | PROVIDENCE |
| State | UT |
| Zip | 84332-6014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 SPRING CREEK MEADOWS SUBDIVISION CONT 0.28 AC |
| Legal Subdivision | SPRING CREEK MEADOWS SUBDIVISION |
| Legal Lot Number | 20 |
| Jurisdiction | CACHE UT |
| Township / Civil Division | LOGAN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1101 |
Source: Cache County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 W 100 N, PROVIDENCE, UT 84332-6014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Oct 7, 2005 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT INVESTMENT & LOAN |
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Dec 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Nov 16, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | Nov 16, 2017 · Amount on Record |
| Deed Document Number | 20211307226 |
| Deed Book / Page | 2307 / 933 |
| Prior Transfer Date | Jan 2, 2007 |
| Prior Transfer Doc | 01442/1996 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 305 W 100 N, PROVIDENCE, UT 84332-6014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01980/0258 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 1980/0258 |
| Instrument | 1184407 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 305 W 100 N, PROVIDENCE, UT 84332-6014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | AMERICAN SECURE TITLE |
| Name | Verified Name |
|---|
| Document Number | 01376/1096 |
|---|---|
| Date | Oct 7, 2005 |
| Book Page | 1376/1096 |
| Instrument | 901613 |
| Name | FREMONT INVESTMENT & LOAN |
|---|---|
| Type | Subprime Lender |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 305 W 100 N, PROVIDENCE, UT 84332-9747 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Title Company | CACHE TITLE LOGAN |
| Name | Verified Name |
|---|
| Document Number | 002307/987 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 2307/987 |
| Instrument | 1307249 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Dec 13, 2021 |
| Property Address | 305 W 100 N, PROVIDENCE, UT 84332-6014 |
| Document Number | 002307/933 |
| Book / Page | 2307 / 933 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 1307226 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN BOUNTIFUL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 W 100 N, PROVIDENCE, UT 84332-6014 |
| Document Number | 0001307249 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 1307249 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Nov 16, 2017 |
| Property Address | 305 W 100 N, PROVIDENCE, UT 84332-6014 |
| Document Number | 001980/236 |
| Book / Page | 1980 / 236 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 1184402 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 W 100 N, PROVIDENCE, UT 84332-6014 |
Source: Cache County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Cache County |
| Municipality | Providence City |
| Unified School District | Cache School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,756.00 (-11%) | $246,245 (+1.52%) | $447,717 (+1.52%) Land $153,900 Building $293,817 |
| 2023 | $1,973.00 | $242,550 | $441,000 Land $135,000 Building $306,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2006–2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of Utah |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Strata Networks Fiber | 2,000 / 2,000 |
| Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| SenaWave Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Beehive Broadband, CenturyLink, Google Fiber, Utah Telecommunication Open Infrastructure Agency.
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