305 Victory Loop, Sartell, MN 56377 Property Records

Stearns County property record for 305 Victory Loop, Sartell, MN 56377

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,148 sqft · built 2007
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on File
Last Sale	$369,900 (Apr 2026)
Tax Bill	$4,106 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-56717-0731`

Property Details

APN / Parcel Number

Primary APN	`92-56717-0731`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	1,840 sqft
1st Floor Area	1,091 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,108 sqft (0.255 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 VICTORY LOOP
City	SARTELL
State	MN
Zip	56377-4697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 006 BLK 002 MADISON CROSSING PLAT 2 SECTION 29 TOWNSHIP 125 RANGE 028 SECTION 29 TOWNSHIP 125 RANGE 028
Legal Range	28W
Legal Township	125
Legal Section	29
Legal Subdivision	MADISON CROSSING PLAT 2
Legal Block	2
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	SARTELL
Census Block Group	3
Census Block	3010
Census Tract	10104

Owner

305 Victory Loop is owned and occupied by an individual who bought it in April 2026.

Source: Stearns County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	305 VICTORY LOOP, SARTELL, MN 56377-4697
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	Jun 2, 2010 · Amount on File
Deed Document Number	20261711708
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 21, 2026
Property Address	305 VICTORY LOOP, SARTELL, MN 56377-4697
Document Number	0001711708
Instrument Date	Apr 20, 2026
Instrument	2026.1711708
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123,287.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001711709,
Date	Apr 21, 2026
Instrument	2026.1711709

Lender

Name	KENSINGTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 305 Victory Loop was $4,106.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Sartell City
Unified School District	Sartell-St. Stephen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,106.00
2025		$313,200 Land $49,500 Building $263,700	$313,200 Land $49,500 Building $263,700
2023	$3,712.00	$299,400 Land $49,500 Building $249,900	$299,400 Land $49,500 Building $249,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Victory Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Victory Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sartell serves 20,300 people · EPA ID MN1730036
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	100 / 50