305 Utica St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 305 Utica St, Ithaca, NY 14850

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1895
Lot Size	0.06 acres (2,625 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Sep 2013)
Tax Bill	$7,797 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`500700 34.-5-15`

Property Details

APN / Parcel Number

Primary APN	`500700 34.-5-15`
Alternative APN	`070003400000050150000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	816 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,625 sqft (0.06 acres)
Lot Dimensions	75 ft deep x 35 ft wide
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 UTICA ST
City	ITHACA
State	NY
Zip	14850-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Block	5
Legal Lot Number	15.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	3
Census Block	3002
Census Tract	700

Owner

Source: Tompkins County and Ithaca City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 UTICA ST, ITHACA, NY 14850-3637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit CFCU CMNTY CU
Oct 2, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage CFCU CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2013 · Amount on Record
Deed Sale	Sep 27, 2013 · Amount on Record
Deed Book / Page	2013 / 13128
Last Transfer Date	May 20, 2019
Transfer Doc	2254
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	305 UTICA ST, ITHACA, NY 14850-3637
Document Number	0000012242
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 UTICA ST ITHACA NY 148503638, ITHACA, NY 14850-3638

Mortgage

Document Number	0000012242
Date	Dec 3, 2020
Instrument	12242

Lender

Name	CFCU CMNTY CU
Type	Credit Union
Address	ITHACA, NY 14850

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	TOMPKINS NY
Recording Date	Oct 2, 2019
Property Address	305 UTICA ST, ITHACA, NY 14850-3637
Document Number	0000012254
Instrument Date	May 2, 2019
Instrument	12254
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	PRECISION ABSTRACT COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 UTICA ST ITHACA NY 148503637, ITHACA, NY 14850-3637

Mortgage

Document Number	12255
Date	Oct 2, 2019
Instrument	12255

Lender

Name	CFCU CMNTY CU
Type	Credit Union
Address	ITHACA, NY 14850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,797.00 (-37.29%)
2025	$12,434.00	$385,000 (+4.34%) Land $28,400 Building $356,600	$385,000 (+4.34%) Land $28,400 Building $356,600
2023		$369,000 Land $28,400 Building $340,600	$369,000 Land $28,400 Building $340,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	14 (1978–1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA CITY serves 29,457 people · EPA ID NY5404416
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Fiberspark, T-Mobile.

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