305 Upper Middletown Rd, Smock, PA 15480 Property Records

Fayette County property record for 305 Upper Middletown Rd, Smock, PA 15480

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,815 sqft · built 1980
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$297,500 (Jul 2026)
Tax Bill	$3,141 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-06-0045-01`

Property Details

APN / Parcel Number

Primary APN	`22-06-0045-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
1st Floor Area	1,383 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	27,443 sqft (0.63 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	305 UPPER MIDDLETOWN RD
City	SMOCK
State	PA
Zip	15480-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.63 AC R1 BSMT RG RM
Jurisdiction	FAYETTE PA
Township / Civil Division	MENALLEN
Census Block Group	2
Census Block	2008
Census Tract	261500

Owner

305 Upper Middletown Rd is owned by an individual who bought it in July 2026.

Source: Fayette County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	14481 CHARMIAN RD
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer · Conventional Mortgage SETTLEMENT COMPANY, FRIENDS SETTLEMENT & ESCROW CO
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage TITLE AND ESCROW COMPANY, FRIENDS TITLE & ESCROW CO
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Sep 28, 2002 · Amount on File
Deed Document Number	20266317
Deed Book / Page	3647 / 1153
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE PA
Recording Date	Jul 14, 2026
Property Address	305 UPPER MIDDLETOWN RD, SMOCK, PA 15480-1111
Document Number	0000006317
Book / Page	3647 / 1153
Instrument Date	Jun 29, 2026
Instrument	20266317
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	SETTLEMENT COMPANY, FRIENDS SETTLEMENT & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300,475.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006318,
Date	Jul 14, 2026
Book Page	3647/1157
Instrument	20266318

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Recording Date	Aug 27, 2026
Property Address	305 UPPER MIDDLETOWN RD, SMOCK, PA 15480-1111
Document Number	0000007879
Book / Page	3651 / 1998
Instrument Date	Jun 29, 2026
Instrument	20267879
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	TITLE AND ESCROW COMPANY, FRIENDS TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 UPPER MIDDLETOWN RD, SMOCK, PA 15480-1111

Mortgage

Document Number	0000007879,
Date	Aug 27, 2026
Book Page	3651/1998
Instrument	20267879

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	305 UPPER MIDDLETOWN RD, SMOCK, PA 15480-1111
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03513/2024
Date	May 18, 2022
Book Page	3513/2024
Instrument	202200005403

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	305 UPPER MIDDLETOWN RD, SMOCK, PA 15480-1111
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3428/1917
Date	Feb 13, 2020
Book Page	3428/1917
Instrument	202000001649

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 305 Upper Middletown Rd was $3,141, up 106.9% from the year before.

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
County Subdivision	Menallen Township
Unified School District	Uniontown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,141.00 (+106.92%)	$55,720 (-) Land $9,780 Building $45,940
2025	$1,518.00 (+11.86%)	$55,720 (-) Land $9,780 Building $45,940
2024	$1,357.00	$55,720 (-) Land $9,780 Building $45,940
2023		$55,720 Land $9,780 Building $45,940
2022	$2,715.00
2003			$111,440 Land $19,560 Building $91,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 305 Upper Middletown Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Upper Middletown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH FAYETTE CNTY MUNI AUTH serves 35,409 people · EPA ID PA5260019
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Konvergence Technologies.

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