305 Truluck Dr, Charleston, SC 29414 Property Records

Charleston County property record for 305 Truluck Dr, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 2001
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Oct 2021)
Tax Bill	$6,888 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`305-04-00-059`

Property Details

APN / Parcel Number

Primary APN	`305-04-00-059`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,350 sqft
Upper Floors Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Terrain	High
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	305 TRULUCK DR
City	CHARLESTON
State	SC
Zip	29414-9031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SIENNA DESCRIPTION -LOT 96
Legal Subdivision	SIENNA
Legal Lot Number	96
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	2
Census Block	2016
Census Tract	5702

Owner

305 Truluck Dr is owned by two individuals who bought it in October 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3650 5TH AVE, 408, SAN DIEGO, CA 92103-4245
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 22, 2018	Grant Deed, Transfer · VA Mortgage CAROLINA ONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Jan 22, 2018 · Amount on File
Deed Book / Page	1046 / 486
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 26, 2021
Property Address	305 TRULUCK DR, CHARLESTON, SC 29414-9031
Document Number	0010460486
Book / Page	1046 / 486
Map Reference	CAB EE SL 603&604
Instrument Date	Oct 21, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3650 5TH AVE, SAN DIEGO, CA 92103-4235

Mortgage

Document Number	0001046489
Date	Oct 26, 2021
Instrument	1046/489

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 22, 2018
Property Address	305 TRULUCK DR, CHARLESTON, SC 29414-9031
Document Number	0693/0425
Book / Page	000693 / 000425
Instrument Date	Jan 10, 2018
Transaction Type	Transfer
Record Updated	Feb 15, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 TRULUCK DR CHARLESTON SC 294149031, CHARLESTON, SC 29414-9031

Mortgage

Document Number	693/0427
Date	Jan 22, 2018
Book Page	000693/000427

Lender

Name	CAROLINA ONE MTG
Type	Mortgage Company
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 305 Truluck Dr was $6,888, up 9.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,888.00 (+9.77%)	$406,600 (+1,782.41%) Land $94,100 Building $312,500	$406,600 Land $94,100 Building $312,500
2024	$6,275.00	$21,600
2022	$5,802.00	$21,600	$360,000 Land $65,000 Building $295,000
2020			$360,000 Land $65,000 Building $295,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Truluck Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Truluck Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

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