305 Trolley St, Benld, IL 62009 Property Records

Macoupin County property record for 305 Trolley St, Benld, IL 62009

Property Summary

Property Type	Single Family Home
Lot Size	0.239 acres (10,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,500 (Jul 2002)
Tax Bill	$611 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2017 Mortgage
APN	`20-31-153-017`

Property Details

APN / Parcel Number

Primary APN	`20-31-153-017`
Alternative APN	`03-001-853-00`

Exterior

Lot Area	10,425 sqft (0.239 acres)
Lot Dimensions	139 ft deep x 75 ft wide

Location & Zoning

Street Address	305 TROLLEY ST
City	BENLD
State	IL
Zip	62009-1260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & N 1/2 LOT 2 BLK 1 G B DORSEY 1ST ADDN 75 X 139 20-31-153-017
Legal Subdivision	G B DORSEY 1ST ADDN
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	MACOUPIN IL
Township / Civil Division	CAHOKIA
Census Block Group	4
Census Block	4046
Census Tract	957000

Owner

Source: Macoupin County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 TROLLEY ST, BENLD, IL 62009-1260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage LITCHFIELD NATIONAL BANK
Jan 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage LITCHFIELD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2002 · Amount on Record
Deed Sale	Jul 23, 2002 · Amount on Record
Deed Document Number	2002455652
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Recording Date	Jul 28, 2026
Property Address	305 TROLLEY ST, BENLD, IL 62009-1260
Document Number	0000625501
Instrument Date	Jul 24, 2026
Instrument	2026625501
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 TROLLEY ST, BENLD, IL 62009-1260

Mortgage

Document Number	0000625501,
Date	Jul 28, 2026
Instrument	2026625501

Lender

Name	LITCHFIELD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	305 TROLLEY ST, BENLD, IL 62009-1260
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 558751
Date	Jan 6, 2017
Instrument	558751

Lender

Name	LITCHFIELD NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 15, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Benld City
County	Macoupin County
County Subdivision	Cahokia Township
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$611.00 (+8.53%)	$15,872 (+7%) Land $2,241 Building $13,631	$47,616 (+7%) Land $6,723 Building $40,893
2024	$563.00 (+16.56%)	$14,833 (+15.57%) Land $2,094 Building $12,739	$44,499 (+15.57%) Land $6,282 Building $38,217
2022	$483.00 Homeowner's exemption	$12,835 Land $1,812 Building $11,023	$38,505 Land $5,436 Building $33,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENLD serves 1,612 people · EPA ID IL1170050
Water Source	Purchased surface water from GILLESPIE
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Madison Communications Cable	1,000 / 150

May also be available: Nextlink.

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