1. Home
  2. California
  3. Santa Cruz County
  4. Aptos
  5. Treasure Island Dr

305 Treasure Island Dr, #1, Aptos, CA 95003 Property Records

Santa Cruz County property record for 305 Treasure Island Dr, #1, Aptos, CA 95003

Property Summary

Property TypeTriplex
Details4 bd · 1 ba · 1,748 sqft · built 1930
Lot Size0.148 acres (6,447 sqft)
Owner2 Individual Names on File
Last Sale$1,325,000 (Jul 2022)
Tax Bill$19,235 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN042-181-48

Property Details

APN / Parcel Number

Primary APN042-181-48
Alternative APN
  • 042-181-48-000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,748 sqft Living Area
Gross Area2,207 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2000
Architectural StyleTriplex
Construction TypeWood
Roof MaterialWood Shingle
Lot Area6,447 sqft (0.148 acres)
Garage TypeAttached
Garage Area459 sqft
Parking Spaces2 Parking Spaces
Deck Area75 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address305 TREASURE ISLAND DR, 1
CityAPTOS
StateCA
Zip95003-4564
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR-1-3.5
Legal DescriptionBLK 59 LOT 45
Legal SubdivisionAPTOS BEACH CC PROP
Legal Block59
Legal Lot Number45
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3016
Census Tract122205

Owner

305 Treasure Island Dr, #1 is owned by two individuals who bought it in July 2022.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address214 SPRECKELS DR, APTOS, CA 95003-4523
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2022 · Amount on File
Deed SaleJul 26, 2022 · Amount on File
Prior SaleSep 8, 2005 · Amount on File
Deed Document Number202221609
Prior Transfer DateSep 16, 1994
Prior Transfer Doc0000039522
Record UpdatedOct 29, 2026

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 26, 2022
Property Address305 TREASURE ISLAND DR # 3, 3, APTOS, CA 95003-4564
Document Number0000021609
Map ReferenceMB 23 PG 25
Instrument DateJul 18, 2022
Instrument2022-0021609
Transaction TypeTransfer
Record UpdatedSep 5, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,457.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address663 TORREYA AVE, SUNNYVALE, CA 94086-8452

Mortgage

Document Number0000021610
DateJul 26, 2022
Instrument2022-0021610
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 305 Treasure Island Dr, #1 was $19,235.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,406,100 (+2%) Land $1,151,410 Building $254,690
2025$19,235.00$1,378,530 Land $1,128,834 Building $249,696
2023$17,479.00 (+43.6%)$1,325,000 Land $1,085,000 Building $240,000
2022$12,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 305 Treasure Island Dr, #1 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 63 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims7 (2023)
Most Recent ClaimSep 2023 · tidal / storm surge
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Treasure Island Dr, #1 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Nearby Properties on Treasure Island Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures