305 Third Ave E, Carthage, TN 37030 Property Records

Smith County property record for 305 Third Ave E, Carthage, TN 37030

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,164 sqft · built 1940
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Jan 2019)
Tax Bill	$855 (2025)
Deeds & Mortgages	Jul 2022 Transfer Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054H-D-031.00`

Property Details

APN / Parcel Number

Primary APN	`054H-D-031.00`
Alternative APNs	`01054HD054H03100` `080054H D 03100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	3,164 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	1,628 sqft
Upper Floors Area	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	193 ft deep x 118 ft wide
Terrain	Rolling
Porch	Enclosed/Finished Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 THIRD AVE E
City	CARTHAGE
State	TN
Zip	37030-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	118 X 193 SURVEY IN DEED
Legal Subdivision	ALEX RICHMOND AND BLAKE RICHMOND
Legal Tract	1
Jurisdiction	SMITH TN
Township / Civil Division	6
Census Block Group	1
Census Block	1045
Census Tract	975100

Owner

Source: Smith County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 THIRD AVE E, CARTHAGE, TN 37030-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 16, 2019	Warranty Deed, Transfer · FHA Mortgage COLTEN MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Prior Sale	Mar 8, 2013 · Amount on Record
Deed Document Number	2019147
Deed Book / Page	350 / 411
Last Transfer Date	Jul 7, 2022
Transfer Doc	0000431234
Record Updated	Sep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SMITH TN
Recording Date	Jul 7, 2022
Property Address	305 THIRD AVE E, CARTHAGE, TN 37030-1416
Document Number	0000431234
Book / Page	431 / 234
Instrument Date	Jul 6, 2022
Instrument	22002449
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 THIRD AVE E, 305, CARTHAGE, TN 37030-1416

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TN
Property Address	305 THIRD AVE E, CARTHAGE, TN 37030-1416
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000424236
Date	Mar 24, 2022
Book Page	424/236
Instrument	22001052

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Jan 16, 2019
Property Address	305 THIRD AVE E, CARTHAGE, TN 37030-1416
Document Number	0000350411
Book / Page	350 / 411
Map Reference	MB 259 PG 718
Instrument Date	Jan 15, 2019
Instrument	19000147
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 THIRD AVE E, CARTHAGE, TN 37030-1416

Mortgage

Document Number	350414
Date	Jan 16, 2019
Book Page	350/414
Instrument	19000148

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Smith County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Carthage Town
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$855.00 (-9.62%)	$49,350 (-) Land $6,250 Building $43,100	$197,400 (-) Land $25,000 Building $172,400
2023		$49,350 (-) Land $6,250 Building $43,100
2022		$49,350 Land $6,250 Building $43,100	$197,400 Land $25,000 Building $172,400
2019	$946.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1978–2015)
Claims Outside the SFHA	5 of 28
Most Recent Claim	Dec 2015 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARTHAGE WATER SYSTEM serves 3,950 people · EPA ID TN0000095
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

305 Third Ave E, Carthage, TN 37030 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Third Ave E

Nearby Streets

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