305 Thames Ave, La Fayette, IN 47909 Property Records

Tippecanoe County property record for 305 Thames Ave, La Fayette, IN 47909

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,520 sqft · built 1992
Lot Size	0.137 acres (5,950 sqft)
Owner	2 Individual Names on File
Last Sale	$98,500 (May 2015)
Tax Bill	$1,826 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79-11-05-453-017.000-032`

Property Details

APN / Parcel Number

Primary APN	`79-11-05-453-017.000-032`
Alternative APN	`160140040280`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	2,040 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,950 sqft (0.137 acres)
Lot Dimensions	85 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	305 THAMES AVE
City	LAFAYETTE
State	IN
Zip	47909-2984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	TWYCKENHAM EST PH 2 SEC 4 LOT 234
Legal Subdivision	TWYCKENHAM EST PH 2
Legal Lot Number	234
Jurisdiction	TIPPECANOE IN
Township / Civil Division	WEA
Census Block Group	2
Census Block	2009
Census Tract	1502

Owner

305 Thames Ave is owned and occupied by two individuals who bought it in May 2015.

Source: Tippecanoe County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 THAMES AVE, LAFAYETTE, IN 47909-2984
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2015 · Amount on File
Deed Sale	May 28, 2015 · Amount on File
Prior Sale	Aug 8, 2014
Deed Document Number	201515008918
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPPECANOE IN
Property Address	305 THAMES AVE, LAFAYETTE, IN 47909-2984
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022006538
Date	Apr 13, 2022
Instrument	202222006538

Lender

Name	BETTER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPPECANOE IN
Property Address	305 THAMES AVE, LAFAYETTE, IN 47909-2984
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018466
Date	Oct 23, 2019
Instrument	201919018466

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Tippecanoe County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Tippecanoe County
County Subdivision	Wea Township
Municipality	Lafayette City
Unified School District	Lafayette School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,600 Land $27,200 Building $171,400	$198,600 Land $27,200 Building $171,400
2024	$1,826.00 (+12.93%)
2023	$1,617.00 (+3.06%)	$174,000 (+10.9%) Land $27,200 Building $146,800	$174,000 (+10.9%) Land $27,200 Building $146,800
2022	$1,569.00	$156,900 Land $27,200 Building $129,700	$156,900 Land $27,200 Building $129,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Thames Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 Thames Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER WORKS serves 70,835 people · EPA ID IN5279013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wintek.

Nearby Properties on Thames Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures