Harford County property record for 305 Tern St, Aberdeen, MD 21001
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $9,743,590 (Oct 2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-086964 |
| Primary APN | 02-086964 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,500 sqft (0.172 acres) |
|---|
| Account Number | 086964 |
|---|---|
| Street Address | 305 TERN ST |
| City | ABERDEEN |
| State | MD |
| Zip | 21001 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R1 |
| Legal Description | LOT 9 BK 6 7500 SF 305 TERN STREET FOREST GREENS S3 P 69/23 |
| Legal Subdivision | FOREST GREENS |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 302400 |
305 Tern St is owned by a company that bought it in October 2022.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 220 S MAIN ST, BEL AIR, MD 21014-3820 |
| Owner Type | Company |
| Vesting | Government |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2022 · Amount on File |
| Deed Sale | Oct 24, 2022 · Amount on File |
| Prior Sale | Aug 14, 1992 · Amount on File |
| Deed Book / Page | 15716 / 193 |
| Record Updated | Oct 29, 2026 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $2,000 Land $2,000 | $2,000 Land $2,000 |
| 2023 | $2,000 Land $2,000 | $2,000 Land $2,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 305 Tern St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 32 (1979–2024) |
| Claims Outside the SFHA | 2 of 32 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Tern St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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