Passaic County and Passaic City property record for 305 Terhune Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 1,793 sqft · built 1930 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,151 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03334-0000-00030 |
| Primary APN | 07-03334-0000-00030 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,793 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 305 TERHUNE AVE |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 3334 |
| Legal Lot Number | 30 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 175601 |
305 Terhune Ave is owned by two individuals who acquired it in November 2006.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 TERHUNE AVE, PASSAIC, NJ 07055-3326 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 4, 2019 | Deed, Transfer · Conventional Mortgage BENCHMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 3, 2006 |
| Transfer Doc | 1361000266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 305 TERHUNE AVE, PASSAIC, NJ 07055 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 307 TERHUNE AVE, PASSAIC, NJ 07055-3326 |
| Document Number | 0000039976 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | M18132/181 |
| Instrument | 2022039976 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 4, 2019 |
| Property Address | 305 TERHUNE AVE, PASSAIC, NJ 07055 |
| Document Number | 0000039175 |
| Book / Page | D3649 / 0008 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 2019039175 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | SETTLEMENT ENGINE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 TERHUNE AVE, PASSAIC, NJ 07055-3326 |
| Document Number | 0000039176 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | M15692/0101 |
| Instrument | 2019039176 |
| Name | BENCHMARK FCU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, PA 19380 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 305 Terhune Ave was $16,151, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,300 (-) Land $202,500 Building $176,800 | $379,300 (-) Land $202,500 Building $176,800 | |
| 2025 | $16,151.00 (+3.28%) | $379,300 Land $202,500 Building $176,800 | $379,300 Land $202,500 Building $176,800 |
| 2024 | $15,638.00 | ||
| 2023 | $379,300 Land $202,500 Building $176,800 | $379,300 Land $202,500 Building $176,800 | |
| 2022 | $15,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Terhune Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 305 Terhune Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures