305 Taylor St, Vista, CA 92084 Property Records

San Diego County property record for 305 Taylor St, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,706 sqft · built 1982
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Jan 2017)
Tax Bill$6,850 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN171-380-02-00

Property Details

APN / Parcel Number

Primary APN171-380-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,706 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Lot Area11,761 sqft (0.27 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address305 TAYLOR ST
CityVISTA
StateCA
Zip92084-2535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 2 TR 009916
Legal SubdivisionVISTA 79-20
Legal Tract009916
Legal Block2
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract19205

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address305 TAYLOR ST, VISTA, CA 92084-2535
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jan 31, 2017Grant Deed, Transfer · FHA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2017 · Amount on Record
Deed SaleJan 31, 2017 · Amount on Record
Prior SaleApr 1, 2004 · Amount on Record
Deed Document Number201751479
Prior Transfer DateApr 23, 2003
Prior Transfer Doc0000573755
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address305 TAYLOR ST, VISTA, CA 92084-2535
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 TAYLOR ST, VISTA, CA 92084-2535

Mortgage

Document Number0000583352
DateAug 16, 2021
Instrument2021-0583352
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address305 TAYLOR ST, VISTA, CA 92084-2535
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 TAYLOR ST, VISTA, CA 92084-2535

Mortgage

Document Number0000596828
DateOct 5, 2020
Instrument2020-0596828
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueSep 1, 2035

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address305 TAYLOR ST, VISTA, CA 92084-2535
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000437297
DateOct 2, 2019
Instrument2019-0437297
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2034

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 31, 2017
Property Address305 TAYLOR ST, VISTA, CA 92084-2535
Document Number0000051479
Instrument DateDec 16, 2016
Instrument51479
Transaction TypeTransfer
Record UpdatedFeb 7, 2017
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$517.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address305 TAYLOR ST VISTA CA 920842535, VISTA, CA 92084-2535

Mortgage

Document Number51480
DateJan 31, 2017
Instrument51480
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$556,375 (+2%) Land $285,562 Building $270,813
2025$6,850.00 (+7.7%) Homeowner's exemption$545,466 (+4.04%) Land $279,963 Building $265,503
2023$6,360.00 (+0.25%) Homeowner's exemption$524,288 Land $269,093 Building $255,195
2022$6,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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