Kendall County property record for 305 Taft Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,008 sqft · built 1997 |
| Lot Size | 0.142 acres (6,163 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $258,000 (Jul 2021) |
| Tax Bill | $8,422 (2024) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-18-243-004 |
| Primary APN | 03-18-243-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| Gross Area | 3,460 sqft |
| 1st Floor Area | 2,008 sqft |
| Basement Area | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 6,163 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 305 TAFT DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-7400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 92 OSWEGO VILLAGE SQUARE, UNIT 1 VILLAGE OF OSWEGO. |
| Legal Subdivision | OSWEGO VILLAGE SQUARE |
| Legal Lot Number | 92 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 890301 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 TAFT DR, OSWEGO, IL 60543-7400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Jul 8, 2021 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Jan 30, 2019 | Deed of Trust, Mortgage · Conventional with PMI PARKSIDE LNDG |
| Nov 2, 2018 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Oct 22, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on Record |
| Deed Sale | Jul 8, 2021 · Amount on Record |
| Prior Sale | Jul 24, 2014 · Amount on Record |
| Deed Document Number | 202117301 |
| Prior Transfer Date | Jun 23, 2017 |
| Prior Transfer Doc | 0000015294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 305 TAFT DR, OSWEGO, IL 60543-7400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 305 TAFT DR, OSWEGO, IL 60543-7400 |
| Document Number | 0000007779 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 202300007779 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 8, 2021 |
| Property Address | 305 TAFT DR, OSWEGO, IL 60543-7400 |
| Document Number | 0000017301 |
| Map Reference | DOC 9611237 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 202100017301 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 TAFT DR, OSWEGO, IL 60543-7400 |
| Document Number | 0000017302 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 202100017302 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 305 TAFT DR, OSWEGO, IL 60543-7400 |
| Document Number | 0000002226 |
| Instrument Date | Jan 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2019 |
| Title Company | NOVAS TITLE COMPANY LLC, NOVAS TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Address | 305 TAFT DR SANDWICH IL 60548, SANDWICH, IL 60548 |
| Document Number | 0000002226 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 2226 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 305 TAFT DR, OSWEGO, IL 60543-7400 |
| Document Number | 0000016353 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 305 TAFT DR OSWEGO IL 605437400, OSWEGO, IL 60543-7400 |
| Document Number | 0000016353 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 16353 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Oct 22, 2018 |
| Property Address | 305 TAFT DR, OSWEGO, IL 60543-7400 |
| Document Number | 0000015294 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 15294 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 TAFT DR OSWEGO IL 605437400, OSWEGO, IL 60543-7400 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,407 (+31.79%) Land $23,128 Building $95,279 | $355,221 (+31.79%) Land $69,384 Building $285,837 | |
| 2024 | $8,422.00 | ||
| 2022 | $89,844 Land $17,549 Building $72,295 | $269,532 Land $52,647 Building $216,885 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2008) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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