305 Tabernacle Rd, Smithville, TN 37166 Property Records

DeKalb County property record for 305 Tabernacle Rd, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,532 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Dec 2014)
Tax Bill	$990 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021093 00108`

Property Details

APN / Parcel Number

Primary APN	`021093 00108`
Alternative APN	`093 00108`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,532 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	468 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	228 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	305 TABERNACLE RD
City	SMITHVILLE
State	TN
Zip	37166-6359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 5
Jurisdiction	DE KALB TN
Township / Civil Division	2
Census Block Group	1
Census Block	1041
Census Tract	920300

Owner

305 Tabernacle Rd is owned and occupied by two individuals who bought it in December 2014.

Source: DeKalb County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 TABERNACLE RD, SMITHVILLE, TN 37166-6359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Feb 6, 2020	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAP
Feb 8, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2014 · Amount on File
Deed Sale	Dec 18, 2014 · Amount on File
Prior Sale	Aug 5, 2005 · Amount on File
Deed Document Number	0000377143
Deed Book / Page	377 / 143
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	305 TABERNACLE RD, SMITHVILLE, TN 37166-6359
Document Number	0000195579
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 TABERNACLE RD SMITHVILLE TN 371666359, SMITHVILLE, TN 37166-6359

Mortgage

Document Number	0000195579
Date	Jan 19, 2021
Book Page	000484/000511
Instrument	195579

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	305 TABERNACLE RD, SMITHVILLE, TN 37166-6359
Document Number	0000190867
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 TABERNACLE RD SMITHVILLE TN 371666359, SMITHVILLE, TN 37166-6359

Mortgage

Document Number	0000190867
Date	Feb 18, 2020
Book Page	000460/000814
Instrument	190867

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	305 TABERNACLE RD, SMITHVILLE, TN 37166-6359
Document Number	0000181981
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181981
Date	Feb 15, 2018
Book Page	000423/000465
Instrument	181981

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 14, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 305 Tabernacle Rd was $990.

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$990.00	$39,450 Land $5,225 Building $34,225
2023		$39,450 (-) Land $5,225 Building $34,225
2022	$683.00	$39,450 Land $5,225 Building $34,225	$157,800 (-) Land $20,900 Building $136,900
2021			$157,800 Land $20,900 Building $136,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Tabernacle Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	12 (2010–2021)
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Tabernacle Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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