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305 Sumner Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 305 Sumner Ave, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,487 sqft Living Area
Lot Size6,316 sqft (0.145 acres)
GarageAttached, 420 sqft
Last Sale$1,625,000 (2024)
Tax Bill$19,980.00 (2025)

Property Details

APN / Parcel Number

Primary APN044-321-05
Alternative APN
  • 044-321-05-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,487 sqft Living Area
Gross Area1,907 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2023
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area6,316 sqft (0.145 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Deck Area200 sqft Deck
Patio Area240 sqft Patio
TopographySteep Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address305 SUMNER AVE
CityAPTOS
StateCA
Zip95003-5213
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH CC PROPS 01
Legal Block26
Legal Lot Number6
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1006
Census Tract122203

Owner

Source: Santa Cruz County records · APN 044-321-05

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address305 SUMNER AVE, APTOS, CA 95003-5213
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
OPTIMUM FIRST INC
Apr 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 07, 2022Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2024 · Amount on Record
Deed SaleNov 15, 2024 · Amount on Record
Prior SaleApr 07, 2022 · Amount on Record
Deed Doc Number202422755
Last Transfer DateJun 11, 2026
Transfer Doc0000015002
Record RefreshedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 01, 2026
Property Address305 SUMNER AVE, APTOS, CA 95003-5213
Document Number0000015002
Instrument DateJun 11, 2026
Instrument202615002
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 SUMNER AVE, APTOS, CA 95003-5213

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address305 SUMNER AVE, APTOS, CA 95003-5213
Transaction TypeMortgage
Record UpdatedMar 12, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 SUMNER AVE, APTOS, CA 95003-5213

Mortgage

Document Number0000004214
DateFeb 25, 2026
Instrument2026-0004214
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
AddressHUNTINGTON BEACH, CA 92647
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address305 SUMNER AVE, APTOS, CA 95003-5213
Transaction TypeMortgage
Record UpdatedMay 10, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address830 7TH AVE B, B, SANTA CRUZ, CA 95062-2710

Mortgage

Document Number0000013676
DateApr 28, 2022
Instrument2022-0013676
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 07, 2022
Property Address305 SUMNER AVE, APTOS, CA 95003-5213
Document Number0000011332
Map ReferenceMB 23 PG 1
Instrument DateApr 05, 2022
Instrument2022-0011332
Transaction TypeTransfer
Record UpdatedApr 20, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,243.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address305 SUMNER AVE, APTOS, CA 95003-5213

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,657,500 (+2%) Land $1,193,400 Building $464,100
2025$19,980.00 (+44.7%)$1,625,000 (+40.99%) Land $1,170,000 Building $455,000
2023$13,808.00 (+460.62%)$1,152,600 Land $829,872 Building $322,728$1,101,510
2022$2,463.00

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