1. Home
  2. New Jersey
  3. Union County
  4. Plainfield
  5. Sumner Ave

305 Sumner Ave, #7, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 305 Sumner Ave, #7, Plainfield, NJ 07062

Property Summary

Property TypeSingle Family Home
Details884 sqft · built 1961
Lot Size0.145 acres (6,325 sqft)
Owner2 Individual Names on Record
Last Sale$229,500 (Jan 2004)
Tax Bill$10,461 (2025)
Deeds & MortgagesMar 2026 Reverse Mortgage
Flood ZoneZone AO (high risk)
APN12-00414-0000-00042

Property Details

APN / Parcel Number

Primary APN12-00414-0000-00042
Alternative APNs
  • 120041400042
  • 04531000

Interior

Units2 Units
Stories1 Story
Building Area884 sqft Living Area
1st Floor Area884 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeFrame
Lot Area6,325 sqft (0.145 acres)
Lot Dimensions125 ft deep x 6 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number04531000
Street Address305 SUMNER AVE, 7
CityPLAINFIELD
StateNJ
Zip07062-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionADDITIONAL LOTS: 884 SQ FT
Legal SubdivisionHIGHLAND PARK
Legal Block414
Legal Lot Number42
JurisdictionUNION NJ
Township / Civil DivisionPLAINFIELD
Census Block Group3
Census Block3005
Census Tract38800

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address305 SUMNER AVE, 7, PLAINFIELD, NJ 07062-1734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2004 · Amount on Record
Deed SaleJan 15, 2004 · Amount on Record
Deed Book / Page5412 / 102
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address305 SUMNER AVE # 07, 07, PLAINFIELD, NJ 07062-1734
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 SUMNER AVE, PLAINFIELD, NJ 07062-1734

Mortgage

Document Number0157732690
DateMar 18, 2026
Book Page15773/2690
Instrument90268
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term851 Months
DueFeb 17, 2097
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityPlainfield City
Unified School DistrictPlainfield City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,200 (-) Land $38,000 Building $79,200$117,200 (-) Land $38,000 Building $79,200
2025$10,461.00 (+2.22%)$117,200 (-) Land $38,000 Building $79,200$117,200 (-) Land $38,000 Building $79,200
2024$10,234.00 (+3.24%)
2023$117,200 Land $38,000 Building $79,200$117,200 Land $38,000 Building $79,200
2022$9,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims45 (1979–2025)
Claims Outside the SFHA4 of 45
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 18 claims
  • Severe Storms And Flooding, Mar 2010 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: Optimum, T-Mobile.

Nearby Properties on Sumner Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures