Berks County property record for 305 Summit St, Reading, PA 19611 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,031 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100,000 (2013) |
| Tax Bill | $2,513.00 (2026) |
Source: Berks County records · APN 5307-18-30-5833
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 SUMMIT ST, READING, PA 19611-1134 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 27, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LENDING |
| Mar 09, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Aug 22, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Apr 02, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage V & G DEVELOPMENT CORP |
| May 22, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage SECURE ONE CAP |
| May 20, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage SECURE ONE CAP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2013 · Amount on Record |
| Deed Sale | Jun 11, 2013 · Amount on Record |
| Deed Doc Number | 201324438 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 27, 2026 |
| Property Address | 305 SUMMIT ST, READING, PA 19611-1134 |
| Document Number | 0000012714 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202612714 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BROKERS LAND ABSTRACT, BROKERS ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 305 SUMMIT ST, READING, PA 19611-1134 |
| Document Number | 0000012714, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 202612714 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 305 SUMMIT ST, WEST READING, PA 19611-1134 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000042908 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021042908 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 305 SUMMIT ST, WEST READING, PA 19611-1134 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | STATES TITLE |
| Name | Verified Name |
|---|---|
| Address | 305 SUMMIT ST, READING, PA 19611-1134 |
| Document Number | 0000010028 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | 2022010028 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 305 SUMMIT ST, WEST READING, PA 19611-1134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030692 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 2017030692 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 305 SUMMIT ST, WEST READING, PA 19611-1134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010173 |
|---|---|
| Date | Apr 02, 2018 |
| Instrument | 2018010173 |
| Name | V & G DEVELOPMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 305 SUMMIT ST, WEST READING, PA 19611-1134 |
| Document Number | 0000019185 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2020 |
| Title Company | UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NAT'L LENDER SVCS LL |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 305 SUMMIT ST WEST READING PA 196111134, WEST READING, PA 19611-1134 |
| Document Number | 0000019185 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 19185 |
| Name | SECURE ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | COSTA MESA, CA 92626 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jun 10, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 305 SUMMIT ST, WEST READING, PA 19611-1134 |
| Document Number | 0000017159 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2019 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 305 SUMMIT ST WEST READING PA 196111134, WEST READING, PA 19611-1134 |
| Document Number | 0000017159 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 17159 |
| Name | SECURE ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | COSTA MESA, CA 92626 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 30, 2046 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | West Reading Borough |
| Unified School District | Wyomissing Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,513.00 (+3.97%) | $106,900 (-) Land $24,400 Building $82,500 | $24,400 (-) Land $24,400 |
| 2025 | $2,417.00 (+5.45%) | $106,900 (-) Land $24,400 Building $82,500 | $24,400 (-77.17%) Land $24,400 |
| 2024 | $2,292.00 | $106,900 Land $24,400 Building $82,500 | |
| 1994 | $106,900 Land $24,400 Building $82,500 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 1% of the US · above 1% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 5307-18-30-5833 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,031 sqft Living Area |
| Family Room | Family Room |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 10,454 sqft (0.24 acres) |
| Pool Area | 600 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 93115300 |
|---|---|
| Street Address | 305 SUMMIT ST |
| City | READING |
| State | PA |
| Zip | 19611-1134 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | GEORGE BORNEMAN PROP |
| Legal Block | 30 |
| Jurisdiction | BERKS PA |
| Minor Civil Division | WEST READING |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 11200 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures