305 Summerset Dr, Chapin, SC 29036 Property Records

Lexington County property record for 305 Summerset Dr, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1961
Lot Size	0.636 acres (27,700 sqft)
Owner	Trust Name on File
Last Sale	$232,100 (Aug 2018)
Tax Bill	$7,699 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001628-01-001`

Property Details

APN / Parcel Number

Primary APN	`001628-01-001`
Alternative APN	`0162801001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1965
Exterior Material	Block
Roof Material	Shingle
Lot Area	27,700 sqft (0.636 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 SUMMERSET DR
City	CHAPIN
State	SC
Zip	29036-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	PARCEL A
Legal Lot Number	A
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	2
Census Block	2008
Census Tract	21208

Owner

305 Summerset Dr is held in a trust since October 2022.

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	220 BONUCK RD, IRMO, SC 29063-8937
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Intrafamily Transfer, Transfer
Aug 30, 2018	Deed, Transfer · Conventional Mortgage IRMO PROPERTIES LLC
Apr 26, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Apr 26, 2018 · Amount on File
Deed Document Number	201839018
Deed Book / Page	20254 / 240
Last Transfer Date	Oct 4, 2022
Transfer Doc	2102905397
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Oct 6, 2022
Property Address	305 SUMMERSET DR, CHAPIN, SC 29036-8010
Document Number	2102905397
Book / Page	21029 / 5397
Map Reference	MB 206-G PG 686
Instrument Date	Oct 4, 2022
Instrument	2022044697
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	220 BONUCK RD, IRMO, SC 29063-8937

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Aug 30, 2018
Property Address	305 SUMMERSET DR, CHAPIN, SC 29036-8010
Document Number	2025400240
Book / Page	20254 / 240
Map Reference	MB 206-G PG 686
Instrument Date	Aug 24, 2018
Instrument	2018039018
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 BONUCK RD, IRMO, SC 29063-8937

Mortgage

Document Number	2018039019
Date	Aug 30, 2018
Instrument	2018039019

Lender

Name	IRMO PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Apr 26, 2018
Property Address	305 SUMMERSET DR, CHAPIN, SC 29036-8010
Document Number	1996600237
Book / Page	019966 / 000237
Instrument Date	Apr 20, 2018
Instrument	18289
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 928 IRMO SC 290630928, IRMO, SC 29063-0928

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,699.00 (+10.94%)	$16,014 (-) Land $14,462 Building $1,552
2024	$6,940.00 (+0.29%)	$16,014 (-) Land $14,462 Building $1,552	$266,915 (-) Land $241,039 Building $25,876
2023	$6,920.00	$16,014 Land $14,462 Building $1,552	$266,915 Land $241,039 Building $25,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Summerset Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2020–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Summerset Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL PINES private · serves 69 people · EPA ID SC3250065
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	CITY OF COLUMBIA
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: CarolinaConnect Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summerset Dr

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