305 Stillwater Rd, Smithfield, RI 02917 Property Records

Smithfield Town property record for 305 Stillwater Rd, Smithfield, RI 02917

Property Summary

Property TypeApartments (5+ Units)
Details6 bd · 6 ba · 2,298 sqft · built 1920
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on File
Last Sale$440,000 (Sep 2021)
Tax Bill$6,753 (2025)
Deeds & MortgagesNov 2025 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-1416-07

Property Details

APN / Parcel Number

Primary APN3-1416-07
Alternative APN
  • SMIT M:20 B:000 L:010 U

Interior

Bedrooms6 Beds
Full Baths6 Baths
Total Rooms17 Rooms
Units6 Units
Stories3 Stories
Building Area2,298 sqft Living Area
Gross Area3,536 sqft
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement884 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3-1416-07
Street Address305 STILLWATER RD
CitySMITHFIELD
StateRI
Zip02917-1860
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRMED
Legal Lot Number10
JurisdictionSMITHFIELD RI
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2007
Census Tract12601

Owner

305 Stillwater Rd, a residential property, is owned by a company that bought it in September 2021.

Source: Smithfield Town records, as of June 22, 2026

Owner of RecordCompany Name on File
Mailing Address49 N UNION ST, PAWTUCKET, RI 02860-2030
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage
RFLF 4 LLC
Sep 7, 2021Warranty Deed, Transfer · Commercial Mortgage
BAYCOAST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2021 · Amount on File
Deed SaleSep 7, 2021 · Amount on File
Prior SaleMay 6, 2005 · Amount on File
Deed Document Number20213852
Deed Book / Page1378 / 98
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address305 STILLWATER RD, SMITHFIELD, RI 02917-1860
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001569-68
DateNov 10, 2025
Book Page1569/68
Instrument2025-2944
Lender
NameRFLF 4 LLC
Agreement
AmountAmount on Record

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSMITHFIELD RI
Recording DateSep 7, 2021
Property Address305 STILLWATER RD, SMITHFIELD, RI 02917-1860
Document Number0001378-98
Book / Page1378 / 98
Instrument DateSep 7, 2021
Instrument2021-3852
Transaction TypeTransfer
Record UpdatedDec 21, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 N UNION ST, PAWTUCKET, RI 02860-2030
InvestorPossibly a Property Investor

Mortgage

Document Number0020213853
DateSep 7, 2021
Instrument2021-3853
Lender
NameBAYCOAST BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 305 Stillwater Rd was $6,753.

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSmithfield Town
Unified School DistrictSmithfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,753.00$545,000 Land $154,200 Building $390,800
2023$5,484.00 (+2.7%)$399,700 (-) Land $142,600 Building $257,100
2022$5,340.00$399,700 Land $142,600 Building $257,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 305 Stillwater Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Most Recent ClaimApr 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Stillwater Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHFIELD WATER SUPPLY BOARD
serves 9,460 people · EPA ID RI1615616
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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