305 Stevens St, Covington, OH 45318 Property Records

Miami County property record for 305 Stevens St, Covington, OH 45318 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1965
Square Footage	1,564 sqft Living Area
Lot Size	10,001 sqft (0.229 acres)
Garage	286 sqft
Occupancy	Owner Occupied
Tax Bill	$2,043.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-011100`
Alternative APNs	`080529.1-03-032-00` `H19NH082 00700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,564 sqft Living Area
1st Floor	1,564 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1965
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Lot Area	10,001 sqft (0.229 acres)
Depth X Width	125 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	286 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	264 sqft Shed
Patio Area	502 sqft Patio
Porch	Open Porch
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	H19NH082 00700
Street Address	305 STEVENS ST
City	COVINGTON
State	OH
Zip	45318-1737
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT IN LOT 1130 80
Legal Subdivision	MEADOWVIEW ACRES SUB 1
Legal Lot Number	1130 80
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	2
Census Block	2002
Census Tract	325000

Owner

Source: Miami County records · APN H19-011100

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	305 STEVENS ST, COVINGTON, OH 45318-1737
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2020
Deed Sale	Oct 13, 2020
Prior Sale	Nov 20, 2015 · Amount on Record
Deed Doc Number	2015OR-14206
Prior Transfer Date	May 12, 2016
Prior Transfer Doc	2016OR-05526
Record Refreshed	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 19, 2019
Property Address	305 STEVENS ST, COVINGTON, OH 45318-1737
Document Number	0000009414
Instrument Date	Jul 12, 2019
Instrument	9414
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	307 STEVENS ST COVINGTON OH 453181737, COVINGTON, OH 45318-1737

Mortgage

Document Number	9415
Date	Aug 19, 2019
Instrument	9415

Lender

Name	UNION SVGS
Type	Federal Savings Bank (FSB)
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,043.00 (+15.88%) Homeowner's exemption	$62,550 (+32.86%) Land $11,590 Building $50,960	$178,700 (+32.86%) Land $33,100 Building $145,600
2024	$1,763.00 (+3.83%) Homeowner's exemption	$47,080 (-) Land $12,530 Building $34,550
2023	$1,698.00 (-3.41%) Homeowner's exemption	$47,080 (-) Land $12,530 Building $34,550	$134,500 (-) Land $35,800 Building $98,700
2022	$1,758.00 Homeowner's exemption	$47,080 Land $12,530 Building $34,550	$134,500 Land $35,800 Building $98,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.