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305 Sterling Rd, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 305 Sterling Rd, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,877 sqft · built 1950
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$309,900 (Aug 2014)
Tax Bill$8,230 (2025)
Deeds & MortgagesOct 2019 Refinance
Flood ZoneZone X (minimal risk)
APNLANC M:041.0 B:0000 L:0014.0

Property Details

APN / Parcel Number

Primary APNLANC M:041.0 B:0000 L:0014.0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,877 sqft Living Area
1st Floor Area1,370 sqft
Basement Area1,092 sqft
Unfinished Basement892 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1979
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address305 STERLING RD
CityLANCASTER
StateMA
Zip01523-2905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number14.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2024
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address305 STERLING RD, LANCASTER, MA 01523-2905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2014 · Amount on Record
Deed SaleAug 13, 2014 · Amount on Record
Deed Book / Page52668 / 394
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address305 STERLING RD, LANCASTER, MA 01523-2905
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number61155-205
DateOct 1, 2019
Book Page61155/205
Instrument102488
Lender
NameCENTURY BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,230.00 (+2.33%)$509,300 (+8.85%) Land $119,600 Building $389,700$584,155 (+5.58%)
2024$553,280
2023$8,043.00$467,900 Land $101,200 Building $366,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1978–2010)
Claims Outside the SFHA2 of 9
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people · EPA ID MA2147000
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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