Polk County property record for 305 Spruce St, Frederic, WI 54837 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.56 acres (155,509 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,100 (Feb 2020) |
| Tax Bill | $2,476 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-00421-0600 |
| Primary APN | 126-00421-0600 |
|---|
| Lot Area | 155,509 sqft (3.56 acres) |
|---|
| Street Address | 305 SPRUCE ST |
|---|---|
| City | FREDERIC |
| State | WI |
| Zip | 54837-4541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 WILLIAM J STARR'S SUBDIVISION OF THE NE NW |
| Legal Lot Number | 6 |
| Jurisdiction | POLK WI |
| Township / Civil Division | FREDERIC |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 960100 |
Source: Polk County records · APN 126-00421-0600
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 305 SPRUCE ST, FREDERIC, WI 54837-4541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Feb 05, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2020 · Amount on Record |
| Deed Sale | Feb 05, 2020 · Amount on Record |
| Deed Document Number | 879736 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 305 SPRUCE ST, FREDERIC, WI 54837-4541 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 899108 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 899108 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Feb 05, 2020 |
| Property Address | 305 SPRUCE ST, FREDERIC, WI 54837-4541 |
| Document Number | 0000879736 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 879736 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | POLK COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000879737 |
|---|---|
| Date | Feb 05, 2020 |
| Instrument | 879737 |
| Name | AMERICAN MTG & EQUITY CONSULT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Frederic Village |
| Unified School District | Frederic School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,476.00 (+17.74%) Homeowner's exemption | $187,800 (+84.12%) Land $27,000 Building $160,800 | $191,500 (+12.19%) Land $27,532 Building $163,968 |
| 2023 | $2,103.00 (+3.04%) Homeowner's exemption | $102,000 (-) Land $23,000 Building $79,000 | $170,700 (+23.16%) |
| 2022 | $2,041.00 Homeowner's exemption | $102,000 Land $23,000 Building $79,000 | $138,600 |
Source: FEMA National Flood Hazard Layer, Polk County (55095C), updated September 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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