Lorain County property record for 305 Spruce St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,152 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Garage | Detached, 180 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,690.00 (2025) |
| Primary APN | 06-24-026-108-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,152 sqft Living Area |
| 1st Floor | 576 sqft 1st Floor |
| 2nd Floor | 576 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 165 ft x 42 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 180 sqft Garage |
| Porch | Open Porch |
| Porch Area | 256 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 305 SPRUCE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3246 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HAISER BROS FRNT 0042.00 DPTH 0165.00 |
| Legal Subdivision | HAISER BROS FRNT |
| Legal Tract | 24 |
| Legal Block | 108 |
| Legal Lot Number | 21 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 70400 |
Source: Lorain County records · APN 06-24-026-108-011
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 SPRUCE ST, ELYRIA, OH 44035-3246 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 305 SPRUCE ST, ELYRIA, OH 44035-3246 |
| Document Number | 0000663115 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 305 SPRUCE ST ELYRIA OH 440353246, ELYRIA, OH 44035-3246 |
| Document Number | 0000663115 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 663115 |
| Name | CHASE BK/MD |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2048 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,690.00 | $35,900 (+0.01%) Land $6,950 Building $28,950 | $102,560 (-) Land $19,850 Building $82,710 |
| 2024 | $1,690.00 (+6.76%) | $35,897 (+24.13%) Land $6,948 Building $28,949 | $102,560 (+24.13%) Land $19,850 Building $82,710 |
| 2023 | $1,583.00 (+0.89%) | $28,918 (+0.03%) Land $7,494 Building $21,424 | $82,620 (-) Land $21,410 Building $61,210 |
| 2022 | $1,569.00 | $28,910 Land $7,490 Building $21,420 | |
| 2021 | $82,620 Land $21,410 Building $61,210 |
305 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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