305 Shamrock Dr, Philo, IL 61864 Property Records

Champaign County property record for 305 Shamrock Dr, Philo, IL 61864

Property Summary

Property TypeSingle Family Home
Lot Size0.562 acres (24,483 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Jan 2007)
Tax Bill$9,053 (2024)
Deeds & MortgagesMar 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN19-27-23-253-004

Property Details

APN / Parcel Number

Primary APN19-27-23-253-004

Exterior

Lot Area24,483 sqft (0.562 acres)

Location & Zoning

Street Address305 SHAMROCK DR
CityPHILO
StateIL
Zip61864-9500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 WILLOW RUN ADD NO 1
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionWILLOW RUN ADD NO 1
Legal Lot Number5
JurisdictionCHAMPAIGN IL
Township / Civil DivisionPHILO
Census Block Group2
Census Block2030
Census Tract10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address305 SHAMROCK DR, PHILO, IL 61864-9500
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2007 · Amount on Record
Deed SaleJan 5, 2007 · Amount on Record
Deed Document Number2007386
Record UpdatedOct 29, 2026

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address305 SHAMROCK DR, PHILO, IL 61864-9500
Document Number0000005227
Instrument DateMar 22, 2017
Transaction TypeMortgage
Record UpdatedMay 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005227
DateMar 28, 2017
Instrument5227
Lender
NamePHILO EXCHANGE BK
TypeBank
AddressPHILO, IL 61864
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 27, 2022
Interest
Rate4.6%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$176,780 (+25.02%) Land $17,360 Building $159,420$530,340 (+25.02%) Land $52,080 Building $478,260
2024$9,053.00 (+9.15%)
2022$8,294.00 Homeowner's exemption Senior Citizen's exemption$141,400 Land $13,890 Building $127,510$424,200 Land $41,670 Building $382,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA ILLINOIS-PHILO
private · serves 1,378 people · EPA ID IL0190600
Water SourcePurchased groundwater from IL AMERICAN-CHAMPAIGN
Last State InspectionMar 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
MF Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on Shamrock Dr

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