305 Shadyrock Path, Richlands, NC 28574 Property Records

Onslow County property record for 305 Shadyrock Path, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 2009
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Apr 2024)
Tax Bill	$1,192 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30C-3`

Property Details

APN / Parcel Number

Primary APN	`30C-3`
Alternative APNs	`490009934` `451890000` `073599`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490009934
Street Address	305 SHADYROCK PATH
City	RICHLANDS
State	NC
Zip	28574-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L3 PEBBLE GROVE
Legal Subdivision	PEBBLE GROVE
Legal Lot Number	3
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1016
Census Tract	207

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 SHADYROCK PATH, RICHLANDS, NC 28574-5351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH CAROLINA HOUSING FINANCE AGEN
Dec 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 22, 2019	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Book / Page	6136 / 311
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 23, 2024
Property Address	305 SHADYROCK PATH, RICHLANDS, NC 28574-5351
Document Number	0061360311
Book / Page	6136 / 311
Map Reference	MB 54 PG 229
Instrument Date	Apr 16, 2024
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 SHADYROCK PATH, RICHLANDS, NC 28574-5351

Mortgage

Document Number	0006136329
Date	Apr 23, 2024
Instrument	6136-329

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGEN
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0061360316
Date	Apr 23, 2024
Book Page	6136/316

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	305 SHADYROCK PATH, RICHLANDS, NC 28574-5351
Transaction Type	Mortgage
Record Updated	Dec 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 SHADYROCK PATH, RICHLANDS, NC 28574-5351

Mortgage

Document Number	0058810313
Date	Dec 5, 2022
Book Page	5881/313

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 22, 2019
Property Address	305 SHADYROCK PATH, RICHLANDS, NC 28574-5351
Document Number	0049870791
Book / Page	4987 / 791
Map Reference	MB 54 PG 229
Instrument Date	Jul 17, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18413 AMITE ACRES DR, 18413, PRAIRIEVILLE, LA 70769-6477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 SHADYROCK PATH, RICHLANDS, NC 28574-5351

Mortgage

Document Number	0004987795
Date	Jul 22, 2019
Instrument	4987/795

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,192.00	$249,561 (+37.13%) Land $50,000 Building $199,561	$249,561 (+37.13%) Land $50,000 Building $199,561
2023	$1,192.00	$181,991 Land $30,000 Building $151,991	$181,991 Land $30,000 Building $151,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST ONSLOW WATER ASSOC private · serves 2,555 people · EPA ID NC0467030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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