305 Seventh St, Bunnell, FL 32110 Property Records

Flagler County property record for 305 Seventh St, Bunnell, FL 32110

Property Summary

Property TypeSingle Family Home
Details1 ba · 992 sqft · built 1981
Lot Size0.229 acres (10,001 sqft)
OwnerIndividual Name on File
Last Sale$124,800 (Dec 2019)
Tax Bill$1,155 (2025)
Deeds & MortgagesMay 2021 Second Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-12-30-0850-02060-0010

Property Details

APN / Parcel Number

Primary APN10-12-30-0850-02060-0010

Interior

Full Baths1 Bath
Stories1 Story
Building Area992 sqft Heated Area
Gross Area1,463 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1986
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,001 sqft (0.229 acres)
Garage TypeDetached
Garage Area704 sqft
Patio Area90 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address305 SEVENTH ST
CityBUNNELL
StateFL
Zip32110-3907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN OF BUNNELL BLOCK 206 LOTS 1-2 LOCATED IN SECTION 15 OR BOOK 43 PAGES 244-248 OR 527 PG 1291 OR 528/510 OR 2403/578
Legal Range30E
Legal Township12S
Legal Section10
Legal SubdivisionBUNNELL
Legal Block206
Legal Lot Number1,2 2
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1002
Census Tract60206

Owner

Source: Flagler County records · APN 10-12-30-0850-02060-0010

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 1184, FLAGLER BEACH, FL 32136-1184
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TRUIST BANK
Dec 05, 2019Warranty Deed, Transfer · FHA Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 05, 2019 · Amount on Record
Deed SaleDec 05, 2019 · Amount on Record
Deed Document Number2019045189
Deed Book / Page2403 / 0578
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address305 SEVENTH ST, BUNNELL, FL 32110-3907
Transaction TypeMortgage
Record UpdatedJun 18, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 SEVENTH ST, BUNNELL, FL 32110-3907

Mortgage

Document Number0025670875
DateMay 28, 2021
Book Page2567/875
Instrument2021029549
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term343 Months
DueDec 01, 2049

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 05, 2019
Property Address305 SEVENTH ST, BUNNELL, FL 32110-3907
Document Number0024030578
Book / Page2403 / 0578
Map ReferenceMB 1 PG 2
Instrument DateOct 20, 2019
Instrument2019045189
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyFLAGLER COUNTY ABSTRACT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$873.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address305 SEVENTH ST, 305, BUNNELL, FL 32110-3907

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1184, FLAGLER BEACH, FL 32136-1184

Mortgage

Document Number0024030579
DateDec 05, 2019
Instrument2403-0579
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityBunnell City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,155.00 (+9.38%) Homeowner's exemption$96,976 (+5.99%)$127,959 (-1.76%) Land $34,000 Building $93,959
2023$1,056.00 (+6.99%) Homeowner's exemption$91,498 (+3%)$130,247 (+4.93%) Land $30,000 Building $100,247
2022$987.00 Homeowner's exemption$88,833$124,127 Land $28,000 Building $96,127

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims14 (2001–2024)
Claims Outside the SFHA12 of 14
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Wildfire

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Metronet Holdings, T-Mobile USA, Verizon.

Based on FCC filings for 207 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBUNNELL WATER PLANT
serves 3,507 people
Water SourceGroundwater
Last State InspectionJun 2023
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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