305 Second Dr, Ruidoso Downs, NM 88346 Property Records

Lincoln County property record for 305 Second Dr, Ruidoso Downs, NM 88346

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1981
Lot Size	0.345 acres (15,024 sqft)
Owner	2 Individual Names on Record
Tax Bill	$823 (2025)
Deeds & Mortgages	May 2019 Line of Credit Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`4-076-065-469-249`

Property Details

APN / Parcel Number

Primary APN	`4-076-065-469-249`
Alternative APN	`384790`

Interior

Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	15,024 sqft (0.345 acres)

Location & Zoning

Account Number	384790
Street Address	305 SECOND DR
City	RUIDOSO DOWNS
State	NM
Zip	88346-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN HOME SD. TRACT OF LAND LYING IN TRACT 8 CONT'G 0.3449 ACS., AS DESC. IN DD BK 96, PG 813
Legal Subdivision	MOUNTAIN HOME SD
Legal Tract	8
Jurisdiction	LINCOLN NM
Township / Civil Division	RUIDOSO
Census Block Group	1
Census Block	1051
Census Tract	960403

Owner

Source: Lincoln County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 SECOND DR, RUIDOSO DOWNS, NM 88346-9453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2016
Deed Sale	Dec 27, 2016
Prior Sale	Nov 26, 2014
Deed Document Number	20167342
Deed Book / Page	2016 / 7342
Last Transfer Date	Dec 30, 2021
Transfer Doc	02021/9362
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NM
Property Address	305 SECOND DR, RUIDOSO DOWNS, NM 88346-9453
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/02302
Date	May 3, 2019
Book Page	2019/02302
Instrument	201902302

Lender

Name	REGIONS BANK
Type	Bank
Address	RUIDOSO, NM 88345

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NM
Recording Date	Dec 30, 2021
Property Address	305 SECOND DR, RUIDOSO DOWNS, NM 88346-9453
Document Number	02021/9362
Book / Page	2021 / 9362
Instrument Date	Dec 30, 2021
Instrument	202109362
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	305 SECOND DR, RUIDOSO DOWNS, NM 88346-9453

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Lincoln County
Municipality	Ruidoso Downs City
Unified School District	Ruidoso Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,166 (-) Land $4,325 Building $23,841	$84,498 (-) Land $12,975 Building $71,523
2025	$823.00 (+7.3%) Homeowner's exemption	$28,166 (+6.09%) Land $4,325 Building $23,841	$84,498 (+6.09%) Land $12,975 Building $71,523
2023	$767.00 Additional exemption filed	$26,550 Land $4,077 Building $22,473	$79,650 Land $12,231 Building $67,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 91% of New Mexico
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUIDOSO DOWNS WATER SYSTEM serves 2,146 people · EPA ID NM3513214
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Windstream DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Second Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures