305 Sea Cliff Way, Oceanside, CA 92056 Property Records

San Diego County property record for 305 Sea Cliff Way, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,030 sqft · built 1990
Lot Size	9.11 acres (397,091 sqft)
Owner	Company Name on File
Last Sale	$551,000 (May 2022)
Tax Bill	$6,935 (2025)
Deeds & Mortgages	May 2022 Sale Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-113-31-21`

Property Details

APN / Parcel Number

Primary APN	`165-113-31-21`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,030 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	397,091 sqft

Location & Zoning

Street Address	305 SEA CLIFF WAY
City	OCEANSIDE
State	CA
Zip	92056-2806
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-2
Legal Description	LOT 5 US305PER DOCS06-151127&-222847&UND INT IN LOT 4& TR 012528
Legal Subdivision	DEL ORO HILLS
Legal Tract	012528
Legal Block	1
Legal Lot Number	5,4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

305 Sea Cliff Way, a condominium, is owned by a company that bought it in May 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1729 SAN PABLO DR, SAN MARCOS, CA 92078-4717
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Grant Deed, Transfer FIDELITY NATL TTL SAN DIEGO
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Apr 29, 2011 · Amount on File
Deed Document Number	2022212536
Prior Transfer Date	Feb 7, 2020
Prior Transfer Doc	0000069838
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2022
Property Address	305 SEA CLIFF WAY, OCEANSIDE, CA 92056-2806
Document Number	0000212536
Map Reference	MAP 12528
Instrument Date	May 4, 2022
Instrument	2022-0212536
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 SAN PABLO DR, SAN MARCOS, CA 92078-4717

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	305 SEA CLIFF WAY, OCEANSIDE, CA 92056-2806
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 HYACINTH WAY, OCEANSIDE, CA 92057-6648

Mortgage

Document Number	0000608336
Date	Aug 26, 2021
Instrument	2021-0608336

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2020
Property Address	305 SEA CLIFF WAY, OCEANSIDE, CA 92056-2806
Document Number	0000069838
Map Reference	MAP 12528
Instrument Date	Feb 7, 2020
Instrument	2020-0069838
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	255 HYACINTH WAY, OCEANSIDE, CA 92057-6648

Mortgage

Document Number	0000069839
Date	Feb 11, 2020
Instrument	2020-0069839

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 305 Sea Cliff Way was $6,935.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$596,413 (+2%) Land $453,282 Building $143,131
2025	$6,935.00	$584,720 Land $444,395 Building $140,325
2023	$6,114.00 (+86.35%)	$517,000 Land $392,000 Building $125,000
2022	$3,281.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 305 Sea Cliff Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Sea Cliff Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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