305 SE Cobblestone Ct, Cedaredge, CO 81413 Property Records

Delta County property record for 305 SE Cobblestone Ct, Cedaredge, CO 81413

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,744 sqft · built 2018
Lot Size0.336 acres (14,636 sqft)
Owner2 Individual Names on Record
Last Sale$294,566 (Nov 2018)
Tax Bill$2,014 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jul 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNR022330

Property Details

APN / Parcel Number

Primary APNR022330
Alternative APN
  • 319329432092

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,744 sqft Living Area
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,636 sqft (0.336 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelCoal
SewerConnected

Location & Zoning

Account NumberR022330
Street Address305 SE COBBLESTONE CT
CityCEDAREDGE
StateCO
Zip81413-3817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description305 SE COBBLESTONE CT CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: STONEBRIDGE @ DEER CREEK VILLAGE #3 LOT: 92 TOTAL 0.336 AC+- LOT 92 STONEBRIDGE AT DEER CREEK VILLAGE FILING #3. PT SEC 29 T13S R94W 6PM. PLAT BK 10 PG 81 PLAT BK 12 PG 28 PLAT BK
Legal SubdivisionSTONEBRIDGE @ DEER CREEK VILLAGE #3
Legal Lot Number92
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group1
Census Block1034
Census Tract965202

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address305 SE COBBLESTONE CT, CEDAREDGE, CO 81413-3817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Jul 10, 2020Deed of Trust, Mortgage · Line of Credit
WHITE CROWN FCU
Nov 29, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BAY EQUITY LLC
Jan 17, 2018Quit Claim Deed, Transfer
LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2018 · Amount on Record
Deed SaleNov 29, 2018 · Amount on Record
Deed Document Number2018707536
Prior Transfer DateJan 16, 2018
Prior Transfer Doc0000700898
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address305 SE COBBLESTONE CT, CEDAREDGE, CO 81413-3817
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number718356
DateApr 23, 2020
Instrument718356
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address305 SE COBBLESTONE CT, CEDAREDGE, CO 81413-3817
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number720091
DateJul 10, 2020
Instrument720091
Lender
NameWHITE CROWN FCU
TypeCredit Union
AddressDENVER, CO 80201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 9, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateNov 29, 2018
Property Address305 SE COBBLESTONE CT, CEDAREDGE, CO 81413-3817
Document Number0000707536
Instrument DateNov 29, 2018
Instrument707536
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 28, 2022
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$29.46
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address305 SE COBBLESTONE CT, CEDAREDGE, CO 81413-3817

Mortgage

Document Number0000707537
DateNov 29, 2018
Instrument707537
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDELTA CO
Recording DateJan 17, 2018
Property Address305 SE COBBLESTONE CT, CEDAREDGE, CO 81413-3817
Document Number0000700898
Instrument DateJan 16, 2018
Instrument700898
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPOBOX 1765 GRAND RD, MECOSTA, MI 00000

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityCedaredge Town
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,014.00 (+6.34%)$29,168 (+4.94%) Land $2,813 Building $26,355$466,672 (+12.49%) Land $45,000 Building $421,672
2024$1,894.00 (+4.12%)$27,795 (-) Land $2,396 Building $25,399
2023$1,819.00 (+10.18%)$27,795 (+12.72%) Land $2,396 Building $25,399$414,845 (+16.93%) Land $35,759 Building $379,086
2022$1,651.00$24,658 Land $2,085 Building $22,573$354,791 Land $30,000 Building $324,791

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CEDAREDGE
serves 2,400 people · EPA ID CO0115171
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta County Tele-Comm
Fiber · DSL
6,000 / 6,000
Elevate Internet
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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