305 Saddle Rd, White Settlement (Fort Worth), TX 76108 Property Records

Tarrant County property record for 305 Saddle Rd, White Settlement, TX 76108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,617 sqft · built 1946
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$303,173 (Apr 2025)
Tax Bill	$1,860 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A1331-1P`

Property Details

APN / Parcel Number

Primary APN	`A1331-1P`
Alternative APN	`04135555`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,617 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2015
Construction Type	Frame
Roof Type	Gable
Lot Area	8,276 sqft (0.19 acres)
Porch	Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	04135555
Street Address	305 SADDLE RD
City	FORT WORTH
State	TX
Zip	76108-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROWLAND, JUD SURVEY ABSTRACT 1331 TRACT 1P
Legal Subdivision	ROWLAND, JUD SURVEY
Legal Tract	1P
Legal Block	1
Jurisdiction	TARRANT TX
Township / Civil Division	FORT WORTH
Census Block Group	1
Census Block	1007
Census Tract	110706

Owner

305 Saddle Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Tarrant County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 SADDLE RD, FORT WORTH, TX 76108-1626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Vendor's Lien, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Jan 27, 2020	Vendor's Lien, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 14, 2019	Deed in Lieu of Foreclosure, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Oct 19, 2018	Warranty Deed, Transfer TIAGO TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025 · Amount on File
Deed Sale	Apr 16, 2025 · Amount on File
Prior Sale	Jan 27, 2020 · Amount on File
Deed Document Number	202566747
Prior Transfer Date	Jan 24, 2020
Prior Transfer Doc	0000019204
Record Updated	Oct 29, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TARRANT TX
Recording Date	Apr 16, 2025
Property Address	305 SADDLE RD, WHITE SETTLEMENT, TX 76108-1626
Document Number	0000066747
Map Reference	DOC D219050694
Instrument Date	Apr 16, 2025
Instrument	D225066747
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	INDEPENDENCE TITLE FWDA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 SADDLE RD, WHITE SETTLEMENT, TX 76108-1626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 SADDLE RD, WHITE SETTLEMENT, TX 76108-1626

Mortgage

Document Number	0000066748
Date	Apr 16, 2025
Instrument	D225066748

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TARRANT TX
Recording Date	Jan 27, 2020
Property Address	305 SADDLE RD, WHITE SETTLEMENT, TX 76108-1626
Document Number	0000019204
Instrument Date	Jan 24, 2020
Instrument	D220019204
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	SIMPLIFIED TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	729 GRAPEVINE HWY # 382, 729, HURST, TX 76054-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 SADDLE RD, WHITE SETTLEMENT, TX 76108-1626

Mortgage

Document Number	0000019205
Date	Jan 27, 2020
Instrument	D220019205

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

March 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	TARRANT TX
Recording Date	Mar 14, 2019
Property Address	305 SADDLE RD, WHITE SETTLEMENT, TX 76108-1626
Document Number	0000050694
Instrument Date	Feb 27, 2019
Instrument	219050694
Transaction Type	Foreclosure
Record Updated	Aug 31, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	729 GRAPEVINE HWY #382 HURST TX 760542805, 382, HURST, TX 76054-2805

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TARRANT TX
Recording Date	Oct 19, 2018
Property Address	305 SADDLE RD, WHITE SETTLEMENT, TX 76108-1626
Document Number	0000234226
Instrument Date	Oct 18, 2018
Instrument	218234226
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	TIAGO TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	0 S ZANG BLVD #1408 DALLAS TX 75208, 1408, DALLAS, TX 75208

Tax Assessment & Valuation

The 2025 property tax bill for 305 Saddle Rd was $1,860, down 21% from the year before.

Source: Tarrant County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Tarrant County
Municipality	White Settlement City
Unified School District	White Settlement Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,860.00 (-20.95%)	$248,897	$294,782 Land $41,382 Building $253,400
2024	$2,353.00 (+4.21%)
2023	$2,258.00 (-46.62%) Homeowner's exemption Senior Citizen's exemption	$258,808 Land $41,382 Building $217,426	$258,808 Land $41,382 Building $217,426
2022	$4,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Saddle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Saddle Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITE SETTLEMENT serves 18,522 people · EPA ID TX2200081
Water Source	Purchased surface water from CITY OF FORT WORTH
Last State Inspection	Dec 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since May 2023 Lead public education Mar 2018 Coliform assessment Nov 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Element8.

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