305 S Summit Ave, Bancroft, IA 50517 Property Records

Kossuth County property record for 305 S Summit Ave, Bancroft, IA 50517

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,708 sqft · built 1920
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Sep 2024)
Tax Bill	$1,170 (2025)
Deeds & Mortgages	Sep 2024 Sale Sep 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-328-008`

Property Details

APN / Parcel Number

Primary APN	`10-24-328-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Attic	Attic
Attic Area	530 sqft
Basement Area	1,178 sqft
Unfinished Basement	1,178 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	305 S SUMMIT AVE
City	BANCROFT
State	IA
Zip	50517-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 1 SEARLES ADD
Legal Subdivision	SEARLES ADDITION TO BANCROFT
Legal Block	1
Legal Lot Number	3
Jurisdiction	KOSSUTH IA
Township / Civil Division	GREENWOOD
Census Block Group	2
Census Block	2039
Census Tract	950300

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 S SUMMIT AVE, BANCROFT, IA 50517-8030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2024	Warranty Deed, Transfer
Sep 6, 2024	Warranty Deed, Transfer
Jun 16, 2023	Intrafamily Transfer, Transfer
Apr 17, 2007	Legal Action/Court Order, Foreclosure · Line of Credit FARMERS & TRADERS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Prior Sale	Dec 6, 2022 · Amount on Record
Deed Document Number	20242026
Deed Book / Page	2024 / 2026
Prior Transfer Date	Jun 14, 2023
Prior Transfer Doc	02023/1492
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Sep 6, 2024
Property Address	305 S SUMMIT AVE, BANCROFT, IA 50517-8030
Document Number	02024/2026
Book / Page	2024 / 2026
Instrument Date	Sep 4, 2024
Instrument	2024 2026
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Tax	$205.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S SUMMIT AVE, BANCROFT, IA 50517-8030

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Sep 6, 2024
Property Address	305 S SUMMIT AVE, BANCROFT, IA 50517-8030
Document Number	02024/2028
Book / Page	2024 / 2028
Instrument Date	Sep 4, 2024
Instrument	2024 2028
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S SUMMIT AVE, BANCROFT, IA 50517-8030

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Jun 16, 2023
Property Address	305 S SUMMIT AVE, BANCROFT, IA 50517-8030
Document Number	02023/1492
Book / Page	2023 / 1492
Instrument Date	Jun 14, 2023
Instrument	2023 1492
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46599 250TH AVE, BUFFALO CENTER, IA 50424-7563

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2007: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	KOSSUTH IA
Recording Date	Apr 17, 2007
Property Address	305 S SUMMIT AVE, BANCROFT, IA 50517-8030
Document Number	02007/1541
Book / Page	2007 / 1541
Instrument Date	Apr 10, 2007
Instrument	2007 1541
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$79.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 S SUMMIT ST, BANCROFT, IA 50517-8030

Mortgage

Document Number	0020071542
Date	Apr 17, 2007
Instrument	2007 1542

Lender

Name	FARMERS & TRADERS SAVINGS BANK
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bancroft City
County	Kossuth County
Unified School District	North Kossuth Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,170.00 (-23.63%) Homeowner's exemption	$88,321 (+86.75%) Land $9,563 Building $78,758
2024	$1,532.00 (+140.13%)
2023		$47,294 Land $9,563 Building $37,731	$47,294 (-46.45%) Land $9,563 Building $37,731
2021	$638.00		$88,321 Land $9,563 Building $78,758

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANCROFT WATER SUPPLY serves 711 people · EPA ID IA5507085
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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